This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 120 m², energy rating C. Located on rua Olivério Serpa, Benfica parish, Lisbon municipality, Lisbon district. This property boasts two dedicated parking spaces and a storage room, enhancing its practicality in a highly sought-after Lisbon neighborhood.
The valuation. The asking price of €515,000 sits below the fair value of €531,720 by €16,720 (3.2%). This presents a favorable buying opportunity as the property is currently underpriced.
Fair value modelled at €531,720 from the area baseline, adjusted for condition and location. Asking €515,000 sits €16,720 (3.2%) below — the upside to fair value.
Asking €515,000 versus the rua Olivério Serpa area baseline of €552,480 (€4,604/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 75/100 (Condition 72 · Materials 80 · Room dimensions 75). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 81/100 (Housing Market 85 · Amenities 80 · Economic 80 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
rua Olivério Serpa
Area baseline €552,480 + condition +€562 + location +€58,597 = modelled fair value of €531,720 (€4,431/m²), a €16,720 (3.2%) gap versus the €515,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Olivério Serpa | Subject | €515,000 | €4,292 | — | 72 | 81 |
| rua Públia Hortensia de Castro | Active | €399,900 | €3,921 | 8.6% | 72 | 80 |
| estrada da Luz | Active | €735,000 | €35,000 | 715.5% | 74 | 79 |
| estrada da Luz | Active | €735,000 | €5,654 | 31.7% | 76 | 76 |
| rua Aura Abranches, 8 | Active | €480,000 | €4,000 | 6.8% | 70 | 81 |
| Median comp | €607,500 | €4,827 | 12.5% | 73 | 80 |
Long-term rental With a fair value of €531,720, this property represents a 3.2% opportunity for appreciation, making it a solid long-term rental investment. The 3.4% gross yield indicates a reliable return, supported by the strong neighborhood score of 81/100, which contributes to consistent demand for rental housing. Family rental Considering the property’s spacious 120m² layout and its proximity to amenities in a neighborhood with a high score of 81/100, it is particularly well-suited for families. The condition rating of 75/100 further enhances its appeal as a comfortable and practical family rental option. Buy-and-hold The strong connection to Lisbon and the overall low crime rate enhance the attractiveness of this apartment as a buy-and-hold asset. Given its subvalorizada status and a solid gross yield of 3.4%, it positions itself well for long-term appreciation in a suburban setting attractive to families and professionals alike.
Potential market downturn: With both economic and tenant stability scores at 80/100, there may be vulnerability to future shifts in the market that could impact rental income and property value.
