This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 70 m², built in 1973, energy rating F. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This apartment benefits from spacious double-glazed windows that enhance energy efficiency and noise reduction, and it includes a dedicated storage room, adding valuable convenience.
The valuation. The asking price of €295,000 exceeds the fair value of €260,421 by €34,579 (11.7%), indicating that the property is overpriced and may not present an appealing investment opportunity at this price point. Buy-to-flip angle. A buy-to-flip strategy may yield limited profits due to the property being priced above its fair value; quick resale could require significant improvements for better market attraction. Buy-to-let angle. The gross yield of 3.5% suggests potential for steady rental income, estimated at €860/month, especially given the tourist-driven market dynamics of the Algarve region, appealing for vacation rentals.
Fair value modelled at €260,421 from the area baseline, adjusted for condition and location. Asking €295,000 sits €34,579 (11.7%) above — overpriced versus fair value.
Asking €295,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €216,160 (€3,088/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 70/100 (Condition 68 · Materials 75 · Room dimensions 72). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 64/100 (Housing Market 70 · Amenities 60 · Economic 55 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €216,160 + condition -€5,469 + location +€14,100 = modelled fair value of €260,421 (€3,720/m²), a €34,579 (11.7%) gap versus the €295,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 0019a8 | Subject | €295,000 | €4,214 | — | 68 | 64 |
| rua Joaquim A. Pires, 25 | Active | €290,000 | €2,710 | 35.7% | 70 | 70 |
| rua Alberto Iria, 2 | Active | €421,000 | €2,567 | 39.1% | 70 | 65 |
| Loulé (São Clemente) · 4a818a | Active | €380,000 | €4,471 | 6.1% | 70 | 67 |
| Loulé (São Clemente) · 1e646f | Active | €230,000 | €2,110 | 49.9% | 65 | 61 |
| Median comp | €335,000 | €2,639 | 37.4% | 70 | 66 |
Short-term vacation rental The property is overpriced at €295,000, with a fair value of €260,421, representing an 11.7% gap. Although the Algarve's tourist-driven market may support vacation rentals, the gross yield of 3.5% does not justify this inflated price. Buy-and-hold With a current listing price of €295,000 and a fair market value of €260,421, this property appears overpriced by 11.7%. The subpar yield of 3.5% and the condition rating of 70/100 raise concerns about long-term value appreciation. Family rental Given the €295,000 asking price compared to a fair value of €260,421, this apartment is overpriced by 11.7%. Although suitable for family living, the yield of 3.5% does not offer a compelling argument against the high asking price.
Tenant turnover risk With a tenant stability score of 65/100, there is a significant possibility of tenant turnover, which could impact rental income and increase vacancy rates.
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