This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 3-bathroom apartment of 85 m², energy rating E. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. The property offers a spacious 70 m² roof terrace, ideal for entertainment or private leisure, alongside potential for an additional floor that could enhance its value.
The valuation. The asking price of €380,000 is significantly above the fair value of €314,051, with an excess of €65,949 (17.4%). This property can be classified as overpriced based on current market conditions.
Fair value modelled at €314,051 from the area baseline, adjusted for condition and location. Asking €380,000 sits €65,949 (17.4%) above — overpriced versus fair value.
Asking €380,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €305,745 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 66/100 (Condition 70 · Materials 75 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 67/100 (Housing Market 70 · Amenities 70 · Economic 55 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €305,745 + condition -€12,484 + location +€20,791 = modelled fair value of €314,051 (€3,695/m²), a €65,949 (17.4%) gap versus the €380,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 4a818a | Subject | €380,000 | €4,471 | — | 70 | 67 |
| rua Alberto Iria, 2 | Active | €421,000 | €2,567 | 42.6% | 70 | 65 |
| Loulé (São Clemente) · ba5796 | Active | €421,000 | €2,567 | 42.6% | — | 65 |
| Loulé (São Clemente) · 82c803 | Active | €450,000 | €3,879 | 13.2% | 72 | 60 |
| praceta Tossan S / N | Active | €365,000 | €3,650 | 18.4% | 58 | 64 |
| Median comp | €421,000 | €3,109 | 30.5% | 70 | 65 |
Short-term vacation rental This property is overpriced at €380,000 compared to a fair value of €314,051, indicating a significant risk for investors seeking strong short-term yields, especially in a seasonal market like Algarve. Given the gross yield of only 3.5%, the potential returns may not justify the high entry cost, undermining profit margins in a competitive tourism sector. Family rental The property’s valuation at €380,000 exceeds its fair market value of €314,051, which diminishes its attractiveness for long-term family rentals in the Loulé area. With a gross yield of just 3.5% and moderate neighborhood ratings, it may struggle to attract family tenants seeking value for their investments in housing. Value-add renovation Given its current pricing at €380,000 against a fair value of €314,051, the property is viewed as overpriced, creating challenges for a successful value-add renovation strategy. The property’s condition score of 66/100 suggests that substantial investment would be essential to enhance its appeal and justify its high entry cost, complicating the potential returns on renovation efforts.
Economic Vulnerability The economic stability score of 55/100 indicates a significant risk of economic downturns impacting property value and rental income.
