This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 314 m², energy rating A. Located Ribamar parish, Lourinhã municipality, Lisbon district. Unique Feature: This property boasts a sophisticated suspended staircase that enhances the contemporary design while connecting the light-filled upper and lower living spaces.
The valuation. The asking price of €695,000 sits €21,275 (3.1%) above the fair value of €673,725, indicating that the property is overpriced. This discrepancy suggests limited investment upside given current market conditions.
Fair value modelled at €673,725 from the area baseline, adjusted for condition and location. Asking €695,000 sits €21,275 (3.1%) above — overpriced versus fair value.
Asking €695,000 versus the Ribamar, Lourinhã, Lisbon area baseline of €622,034 (€1,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 89/100 (Condition 85 · Materials 90 · Room dimensions 88). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 55/100 (Housing Market 50 · Amenities 55 · Economic 50 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Ribamar, Lourinhã, Lisbon
Area baseline €622,034 + condition +€39,250 + location +€12,441 = modelled fair value of €673,725 (€2,146/m²), a €21,275 (3.1%) gap versus the €695,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Ribamar · 38b364 | Subject | €695,000 | €2,213 | — | 85 | 55 |
| rua Tropical | Active | €695,000 | €2,565 | 15.9% | 80 | 58 |
| rua Portas do Sol, 6 | Active | €835,000 | €1,856 | 16.2% | 78 | 50 |
| estrada Nacional, 247 | Active | €720,000 | €8,571 | 287.3% | 73 | 55 |
| estrada dos Moinhos S / N | Active | €938,000 | €2,293 | 3.6% | — | 56 |
| Median comp | €777,500 | €2,429 | 9.7% | 78 | 56 |
Long-term rental The property is priced at €695,000, which is 3.1% above its fair value of €673,725, signaling a less attractive opportunity for long-term investment. With a gross yield of just 2.4%, potential returns may not adequately compensate for the premium price. Family rental At €695,000, this house falls into the overpriced category, exceeding its fair value by 3.1%. Given the neighbourhood's moderate demand and a tenant quality rating of 55/100, securing family tenants may take significant effort and resources. Buy-and-hold The current listing price presents a 3.1% gap from the fair value of €673,725, indicating the property is overpriced for a buy-and-hold strategy. Potential appreciation may be hampered by a modest yield of 2.4% and the average conditions of the neighbourhood, which could lead to stagnant growth in value over time.
Economic impact risk The property has a low economic stability score of 50/100, indicating potential vulnerability to market fluctuations that could affect rent income.
