This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 130 m², energy rating C. Located on rua Pablo Neruda, Santa Clara parish, Lisbon municipality, Lisbon district. This property boasts a spacious living room ideal for entertaining, and includes a storage room and a parking space for added convenience in the vibrant area of Lumiar.
The valuation. The asking price of €680,000 is significantly above the fair value of €209,130, representing a surplus of €470,870 (69.2%). This property is clearly overpriced in today's market conditions.
Fair value modelled at €209,130 from the area baseline, adjusted for condition and location. Asking €680,000 sits €470,870 (69.2%) above — overpriced versus fair value.
Asking €680,000 versus the rua Pablo Neruda area baseline of €489,190 (€3,763/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 83/100 (Condition 80 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 80 · Amenities 78 · Economic 75 · Tenant Quality 72). Strong amenities and housing-market momentum support a premium to baseline.
rua Pablo Neruda
Area baseline €489,190 + condition +€15,234 + location +€18,266 = modelled fair value of €209,130 (€1,609/m²), a €470,870 (69.2%) gap versus the €680,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Pablo Neruda | Subject | €680,000 | €5,231 | — | 80 | 76 |
| estrada da Luz | Active | €735,000 | €35,000 | 569.1% | 74 | 79 |
| Lumiar · 6d5340 | Active | €618,000 | €4,984 | 4.7% | 82 | 77 |
| avenida de Roma, 116 | Active | €625,000 | €6,944 | 32.8% | 75 | 78 |
| rua Professor João Cândido de Oliveira, 9 | Active | €750,000 | €8,152 | 55.9% | 70 | 74 |
| Median comp | €680,000 | €7,548 | 44.3% | 75 | 78 |
Long-term rental The 3-bed apartment in Santa Clara is currently listed at €680,000, significantly exceeding its fair value of €209,130, indicating a 69.2% gap, which suggests it is overpriced. With a gross yield of only 2.9%, this property does not present an attractive long-term rental investment opportunity due to its inflated pricing. Family rental Given the significant price disparity and the fair value assessment, the Santa Clara apartment is not positioned as a prudent family rental investment at the current listing price. The property’s gross yield of 2.9% further emphasizes its overpriced nature, reducing its appeal for families seeking affordable rental options. Buy-and-hold The current market listing of €680,000 for the Santa Clara apartment starkly contrasts with its fair value of €209,130, indicating it is overpriced and less suitable for a buy-and-hold strategy. The low gross yield of 2.9% suggests that holding onto this asset may not generate sufficient returns in the long run, making it a questionable investment choice. Not ideal for: The high pricing and inadequate yield make this property unsuitable for student housing or short-term vacation rentals, where affordability and rental returns are critical. Additionally, given the suburban character and location, it is not well-matched for the luxury market segment.
Economic fluctuation risk With an economic stability score of 75/100 and a tenant stability score of 72/100, there is a moderate risk that fluctuations in the local economy could affect rental income and tenant retention negatively.
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