This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 55 m², built in 1989, energy rating C. Located on rua Actriz Maria Matos, Benfica parish, Lisbon municipality, Lisbon district. The apartment features a stylish open-plan living area that maximizes natural light, complemented by its prime location just minutes from Lisbon's vibrant retail and transport hubs.
The valuation. The asking price of €395,000 sits significantly above the fair value of €242,532, indicating an 38.6% premium that renders this property overpriced. Investors should approach with caution given the disparity. Buy-to-flip angle. A buy-and-flip strategy may be challenging due to the high entry price, which necessitates a substantial markup to achieve a profitable resale in the current market. Buy-to-let angle. The projected rental income appears minimal, yielding 0% based on market analysis, highlighting the risk of insufficient cash flow with this investment.
Fair value modelled at €242,532 from the area baseline, adjusted for condition and location. Asking €395,000 sits €152,468 (38.6%) above — overpriced versus fair value.
Asking €395,000 versus the rua Actriz Maria Matos area baseline of €253,220 (€4,604/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 (Condition 80 · Materials 85 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 73/100 (Housing Market 80 · Amenities 70 · Economic 75 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua Actriz Maria Matos
Area baseline €253,220 + condition +€6,016 + location +€19,926 = modelled fair value of €242,532 (€4,410/m²), a €152,468 (38.6%) gap versus the €395,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Actriz Maria Matos | Subject | €395,000 | €7,182 | — | 80 | 73 |
| rua Actriz Maria Matos, 15 | Active | €395,000 | €6,583 | 8.3% | 85 | 76 |
| Benfica · 032512 | Active | €395,000 | €6,583 | 8.3% | 72 | 76 |
| Lumiar · 4ba1fe | Active | €485,000 | €6,554 | 8.7% | 74 | 76 |
| rua 3 | Active | €315,000 | €4,632 | 35.5% | 73 | 76 |
| Median comp | €395,000 | €6,569 | 8.5% | 74 | 76 |
Long-term rental Given the listing price of €395,000 exceeds the fair value by 38.6%, investing in a long-term rental strategy is not advisable as the current price does not align with market realities. The 0% gross yield further indicates that the income potential is severely limited, making this property a less compelling investment. Family rental While the property is situated in a suburban area of Lisbon with decent schools and good connectivity, the high asking price of €395,000 suggests it is not a viable option for family rentals. The absence of rental yield underscores the overpriced nature of this investment, leading to concerns about long-term financial viability. Buy-and-hold The buy-and-hold strategy for this 2-bed apartment appears unattractive due to its overvaluation at €395,000, significantly above the identified fair value. With the yield being at 0%, holding this property would not generate return on investment or capital appreciation in the near future, raising doubts about its long-term performance.
Income volatility risk The economic stability score of 75 suggests relative strength, but the tenant stability score of 65 indicates a potential risk of higher turnover and inconsistent rental income.
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