This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 60 m², energy rating C. Located on rua Actriz Maria Matos, 15, Benfica parish, Lisbon municipality, Lisbon district. Noteworthy Features: This apartment features exceptional double glazing and electric shutters for enhanced insulation, providing both excellent energy efficiency and a quiet living environment despite its central location.
The valuation. The asking price of €395,000 is significantly above the fair value of €266,947, resulting in a discrepancy of €128,053 (32.4%). This property is thus considered overpriced.
Fair value modelled at €266,947 from the area baseline, adjusted for condition and location. Asking €395,000 sits €128,053 (32.4%) above — overpriced versus fair value.
Asking €395,000 versus the rua Actriz Maria Matos, 15 area baseline of €236,280 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 (Condition 85 · Materials 80 · Room dimensions 77). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 85 · Amenities 70 · Economic 80 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua Actriz Maria Matos, 15
Area baseline €236,280 + condition +€6,094 + location +€24,573 = modelled fair value of €266,947 (€4,449/m²), a €128,053 (32.4%) gap versus the €395,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Actriz Maria Matos, 15 | Subject | €395,000 | €6,583 | — | 85 | 76 |
| Benfica · ba3a0a | Active | €395,000 | €7,054 | 7.1% | 75 | 82 |
| Lumiar · 4ba1fe | Active | €485,000 | €6,554 | 0.4% | 74 | 76 |
| rua 3 | Active | €315,000 | €4,632 | 29.6% | 73 | 76 |
| Benfica · f35eed | Active | €395,000 | €7,054 | 7.1% | 80 | 76 |
| Median comp | €395,000 | €6,804 | 3.4% | 75 | 76 |
Long-term rental This 2-bed apartment in Benfica is overpriced at €395,000, significantly above its fair value of €266,947, indicating a potential barrier for sustainable rental income. With a gross yield of just 3.2%, the investment may yield disappointing returns when considering the high acquisition price. Family rental While the apartment's condition and neighborhood scores suggest suitability for families, the property’s listing price greatly exceeds its fair value, which may deter potential long-term tenants. The area demonstrates good amenities and low crime, but the 32.4% gap compared to fair value raises concerns about viability in this segment. Buy-and-hold Investing in this property as a buy-and-hold strategy may not be advisable, given that it is currently overpriced, with a significant fair value discrepancy. The projected yield of 3.2% becomes less attractive against the backdrop of the apartment's inflated price, limiting long-term capital growth prospects. Not ideal for short-term vacation rental The property’s high price point compared to fair value makes it unsuitable for a short-term vacation rental strategy, where competitive pricing is crucial. Additionally, the yield of 3.2% does not support the lucrative returns often sought in this rental market. Not ideal for student housing Given the apartment’s exorbitant asking price and minimal yield, it would not serve well as student housing, which typically requires more affordable accommodation options. The 32.4% gap from fair value indicates a lack of financial feasibility in attracting a student tenant base.
Potential tenant turnover risk Tenants may not maintain long-term occupancy due to a slightly lower tenant stability score of 75/100, indicating potential volatility in rent collection.
