This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 140 m², energy rating C. Located Santa Maria, São Pedro e Matacães parish, Torres Vedras municipality, Lisbon district. Noteworthy Features: This apartment includes two balconies that provide suitable spaces for outdoor relaxation and socializing, enhancing the living experience in a tranquil neighborhood.**
The valuation. The asking price of €405,000 is significantly below the fair value of €493,438, resulting in an undervaluation of €88,438 (21.8%). This presents a compelling opportunity for potential investors.
Fair value modelled at €493,438 from the area baseline, adjusted for condition and location. Asking €405,000 sits €88,438 (21.8%) below — the upside to fair value.
Asking €405,000 versus the Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon area baseline of €480,760 (€3,434/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 74 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 55/100 (Housing Market 60 · Amenities 55 · Economic 50 · Tenant Quality 50). Strong amenities and housing-market momentum support a premium to baseline.
Santa Maria, São Pedro e Matacães, Torres Vedras, Lisbon
Area baseline €480,760 + condition +€3,063 + location +€9,615 = modelled fair value of €493,438 (€3,525/m²), a €88,438 (21.8%) gap versus the €405,000 asking price.
Buy-and-hold This 3-bedroom apartment in Santa Maria represents an attractive buy-and-hold investment, with fair value indicating a substantial 21.8% upside. Its 2.8% gross yield, coupled with the property's condition score of 76/100, suggests solid long-term value appreciation potential in a semi-urban area close to Western Lisbon. Long-term rental Given its fair valuation of €493,438, the apartment can command competitive long-term rental prices in the area, despite the current gross yield of 2.8%. The neighborhood's amenities and overall tenant quality further support the potential for consistent rental income and tenant retention over time.
Economic and Tenant Instability Risk With both economic stability and tenant stability scores at 50/100, there is a considerable risk of fluctuating rental income due to potential economic downturns and tenant turnover, impacting overall property performance.
