This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 151 m², energy rating E. Located Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) parish, Setúbal municipality, Setúbal district. This apartment boasts an expansive 80m² private terrace perfect for entertaining and is situated in a serene dead-end square, enhancing its appeal for families.
The valuation. The asking price of €345,000 is slightly below the fair value of €357,838, indicating a moderate discount of €12,838 (3.7%). This presents an opportunity for buyers seeking a property below its estimated market worth.
Fair value modelled at €357,838 from the area baseline, adjusted for condition and location. Asking €345,000 sits €12,838 (3.7%) below — the upside to fair value.
Asking €345,000 versus the Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça), Setúbal, Setúbal area baseline of €399,546 (€2,646/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 58/100 (Condition 55 · Materials 65 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 49/100 (Housing Market 40 · Amenities 40 · Economic 45 · Tenant Quality 50). Softer demand indicators apply a discount to baseline.
Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça), Setúbal, Setúbal
Area baseline €399,546 + condition -€40,109 + location -€1,598 = modelled fair value of €357,838 (€2,370/m²), a €12,838 (3.7%) gap versus the €345,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 023818 | Subject | €345,000 | €2,285 | — | 55 | 49 |
| estrada de Palmela Rio da Figueira | Active | €228,000 | €2,327 | 1.8% | 70 | 46 |
| Setúbal (São Sebastião) · 4bc79f | Active | €210,000 | €2,059 | 9.9% | 55 | 47 |
| praceta Doutor José Romão dos Santos Ferro, 27 | Active | €199,000 | €2,010 | 12.0% | 70 | 46 |
| Setúbal (São Sebastião) · 389e49 | Active | €280,000 | €2,074 | 9.2% | 67 | 46 |
| Median comp | €219,000 | €2,067 | 9.6% | 69 | 46 |
Long-term rental The property shows a slight gap of 3.7% below its fair value of €357,838, indicating it is poised for a stable long-term rental investment. With a gross yield of 4.3%, this investment offers an attractive entry point in a rural area with basic infrastructure. Buy-and-hold Investors can capitalize on the current pricing of €345,000, which is significantly below its fair value, making it a compelling buy-and-hold opportunity. The property’s yield of 4.3% suggests solid returns over time, even in a neighbourhood that scores 49/100 for amenities and tenant quality.
Economic Vulnerability The economic stability score of 45/100 indicates a higher risk of economic downturns affecting property values and rental income. Tenant Instability With a tenant stability score of 50/100, there exists a potential risk of fluctuating occupancy rates, which could lead to inconsistent cash flow.
