This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
1-bedroom, 1-bathroom apartment of 53 m², energy rating C. Located Quarteira parish, Loulé municipality, Faro district. Noteworthy Features: The apartment includes a large sunroom designed for optimal light exposure while providing direct sea views, enhancing relaxation and entertainment possibilities.
The valuation. The asking price of €420,000 is significantly above the fair value of €266,988, representing an overvaluation of €153,012 or 36.4%. This discrepancy suggests that the property is overpriced in the current market. Buy-to-flip angle. A buy-to-flip strategy would aim to improve the apartment's appeal for resale, potentially capitalizing on its high-end materials and location. However, given the significant pricing gap, profitability could be limited without substantial price appreciation. Buy-to-let angle. The estimated rental income of €980/month yields a gross return of 2.8%, which is relatively low. The property's prime location in a tourist hotspot could enhance its attractiveness for short-term vacation rentals, despite the overall investment being overpriced.
Fair value modelled at €266,988 from the area baseline, adjusted for condition and location. Asking €420,000 sits €153,012 (36.4%) above — overpriced versus fair value.
Asking €420,000 versus the Quarteira, Loulé, Faro area baseline of €246,556 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 80 · Materials 90 · Room dimensions 85). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 64/100 (Housing Market 70 · Amenities 60 · Economic 60 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Quarteira, Loulé, Faro
Area baseline €246,556 + condition +€6,625 + location +€13,807 = modelled fair value of €266,988 (€5,038/m²), a €153,012 (36.4%) gap versus the €420,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Quarteira · 023956 | Subject | €420,000 | €7,925 | — | 80 | 64 |
| Quarteira · 420145 | Active | €420,000 | €7,925 | 0% | 83 | 72 |
| Quarteira · 08ff33 | Active | €380,000 | €7,917 | 0.1% | 80 | 69 |
| Quarteira · 4a7fa6 | Active | €1,390,000 | €14,479 | 82.7% | 80 | 70 |
| Quarteira · 6d5584 | Active | €650,000 | €7,471 | 5.7% | 90 | 68 |
| Median comp | €535,000 | €7,921 | 0% | 82 | 70 |
Short-term vacation rental This property, with a gross yield of only 2.8%, suggests that it may not deliver sufficient returns in the competitive short-term rental market of Algarve. Given its 36.4% gap from fair value, pricing dynamics indicate that potential investors should exercise caution here. Buy-and-hold The buy-and-hold strategy appears ill-advised given the current listing price of €420,000, which exceeds its fair value by 36.4%. With a yield of just 2.8%, the asset may struggle to provide an attractive long-term return relative to other investment opportunities. Family rental At a listing price significantly above fair value, the 1-bed apartment may not appeal to families seeking cost-effective housing options. The neighborhood score of 64/100 suggests potential limitations in tenant quality, further complicating the investment rationale for family rentals.
Economic Vulnerability The combined economic and tenant stability score of 60/100 indicates a significant risk, suggesting potential difficulties in maintaining rental income and high vacancy rates due to the lack of robust economic and tenant stability.
