This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 131 m², built in 2001, energy rating E. Located on rua da Igreja, 332, Silvares, Pias, Nogueira e Alvarenga parish, Lousada municipality, Porto district. Unique Feature: This apartment boasts an exclusive terrace, a rare find in the town center, perfect for outdoor entertaining or relaxing in complete privacy. Additional Detail: The spacious garage is prepared for electric car charging, enhancing eco-friendly living options.
The valuation. The asking price of €275,000 sits significantly above the fair value of €220,909, indicating an overpriced status of €54,091 (19.7%). This valuation suggests that buyers should exercise caution when considering this investment.
Fair value modelled at €220,909 from the area baseline, adjusted for condition and location. Asking €275,000 sits €54,091 (19.7%) above — overpriced versus fair value.
Asking €275,000 versus the rua da Igreja, 332 area baseline of €198,727 (€1,517/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 75 · Materials 85 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 64/100 (Housing Market 60 · Amenities 65 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua da Igreja, 332
Area baseline €198,727 + condition +€11,053 + location +€11,129 = modelled fair value of €220,909 (€1,686/m²), a €54,091 (19.7%) gap versus the €275,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua da Igreja, 332 | Subject | €275,000 | €2,099 | — | 75 | 64 |
| rua Joaquim Burmester, 337 | Active | €290,000 | €1,933 | 7.9% | 70 | 66 |
| Silvares, Pias, Nogueira e Alvarenga · 0017ba | Active | €320,000 | €1,495 | 28.8% | 78 | 69 |
| Cristelos, Boim e Ordem · f363ed | Active | €275,000 | €1,536 | 26.8% | 74 | 68 |
| Cristelos, Boim e Ordem · 90d946 | Active | €309,000 | €1,679 | 20.0% | — | 57 |
| Median comp | €299,500 | €1,608 | 23.4% | 74 | 67 |
Long-term rental The property’s gross yield of 2.8% does not justify the current listing price of €275,000, particularly given that the fair value is €220,909, indicating a significant overpricing of nearly 20%. Investing in this flat for long-term rental is likely to yield low returns, making it a less attractive option for investors seeking performance. Family rental While the proximity to schools may attract families, the 19.7% gap from the fair value suggests that this 3-bed apartment is overpriced at €275,000. This overvaluation could limit the potential for steady tenancy, as families often look for properties that provide better economic value. Buy-and-hold Holding onto this property may not be worthwhile, as its current market price exceeds fair value by 19.7%, revealing it as overpriced. Investors focusing on a buy-and-hold strategy may find that the potential for capital appreciation in the future is hampered by the inflated purchase price. Short-term rental Given the property’s overvaluation at €275,000 against the fair value of €220,909, it is ill-suited for a short-term rental strategy. High initial costs may yield disappointing returns in an already competitive market, diminishing its viability for this strategy. Luxury market The apartment is not aligned with the luxury market, and its current listing price indicates it is overpriced by almost 20%. Investing in a segment that does not cater to high-end buyers may further exacerbate the financial risks associated with this purchase.
Economic volatility risk The property may face challenges due to an economic stability score of 65/100, indicating potential fluctuations that could impact rental income and occupancy rates.
