This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 2-bathroom house of 152 m², built in 1989, energy rating D. Located Santa Iria de Azóia, São João da Talha e Bobadela parish, Loures municipality, Lisbon district. Noteworthy Features: The property includes a versatile ground-floor room suitable for various uses and has an attic with good ceiling height, enhancing the home's customization potential.
The valuation. The asking price of €520,000 is significantly above the fair value of €299,319, representing an overvaluation of €220,681 (42.4%). This property is priced well above what is justified by its market condition. Buy-to-flip angle. The resale strategy focuses on targeting buyers seeking family homes and appealing to modern renovations, yet with an outdated condition, returns may be limited unless improvements are made. Buy-to-let angle. Aiming for long-term rentals could yield a gross return of approximately €2,167 per month, translating to a 5% gross yield, appealing to the family-oriented demographic in this suburb of Lisbon.
Fair value modelled at €299,319 from the area baseline, adjusted for condition and location. Asking €520,000 sits €220,681 (42.4%) above — overpriced versus fair value.
Asking €520,000 versus the Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon area baseline of €326,192 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 51/100 (Condition 55 · Materials 60 · Room dimensions 50). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 74/100 (Housing Market 70 · Amenities 65 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon
Area baseline €326,192 + condition -€58,188 + location +€31,314 = modelled fair value of €299,319 (€1,969/m²), a €220,681 (42.4%) gap versus the €520,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Iria de Azóia, São João da Talha e Bobadela · 25f803 | Subject | €520,000 | €3,421 | — | 55 | 74 |
| avenida Miratejo, 363 | Active | €600,000 | €3,000 | 12.3% | — | 75 |
| Camarate, Unhos e Apelação · 1e643e | Active | €320,000 | €3,368 | 1.5% | 55 | 74 |
| rua da Graça, 19 | Active | €368,000 | €3,345 | 2.2% | — | 74 |
| rua 25 de Abril | Active | €399,000 | €2,217 | 35.2% | 62 | 76 |
| Median comp | €383,500 | €3,173 | 7.3% | 59 | 75 |
Long-term rental The property in Santa Iria de Azóia is priced at €520,000, representing a 42.4% gap from its fair value of €299,319, indicating it is overpriced. With a gross yield of only 5% and a condition score of 51/100, the long-term rental strategy may yield disappointing returns relative to market expectations. Family rental At a listing price of €520,000, the property is 42.4% above its fair value of €299,319, which suggests that it is priced too high for family rental opportunities. Although the neighborhood scores a solid 74/100, the property’s condition at 51/100 may deter families looking for a more appealing living environment. Buy-and-hold The current price of €520,000 reflects a significant 42.4% premium over the fair value of €299,319, marking it as an overpriced investment for a buy-and-hold strategy. Given the moderate gross yield of 5% and a property condition of just 51/100, long-term appreciation may not justify this initial investment cost.
Economic Vulnerability The economic stability score of 80 indicates a generally strong economy, but the lower tenant stability score of 70 suggests potential fluctuations in occupancy rates, which could impact rental income.
