This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 84 m², built in 1990. Located Póvoa de Santa Iria e Forte da Casa parish, Vila Franca de Xira municipality, Lisbon district. Noteworthy Features: The apartment includes a 7 m² storage room, enhancing space utility, and is ideally located just a 10-minute walk from Póvoa de Santa Iria train station.
The valuation. The asking price of €270,000 is significantly above its fair value of €185,165, representing an overpriced situation of €84,835 (31.4%). This suggests that potential buyers should approach with caution. Buy-to-flip angle. The buy-to-flip strategy would likely require significant renovations to modernize the basic fixtures and finishes, aimed at increasing resale value. However, given the initial pricing, flipping may not yield favorable margins. Buy-to-let angle. With an estimated gross yield of 3.9% or €878 per month, the rental income strategy fits a long-term hold; however, decreased demand and prices in the neighborhood could impact profitability.
Fair value modelled at €185,165 from the area baseline, adjusted for condition and location. Asking €270,000 sits €84,835 (31.4%) above — overpriced versus fair value.
Asking €270,000 versus the Póvoa de Santa Iria e Forte da Casa, Vila Franca de Xira, Lisbon area baseline of €180,264 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 65/100 (Condition 70 · Materials 60 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 75/100 (Housing Market 80 · Amenities 75 · Economic 80 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Póvoa de Santa Iria e Forte da Casa, Vila Franca de Xira, Lisbon
Area baseline €180,264 + condition -€13,125 + location +€18,026 = modelled fair value of €185,165 (€2,204/m²), a €84,835 (31.4%) gap versus the €270,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Póvoa de Santa Iria e Forte da Casa · 49b80c | Subject | €270,000 | €3,214 | — | 70 | 75 |
| rua Eça de Queiroz, 13 | Active | €280,000 | €2,887 | 10.2% | 60 | 74 |
| Vialonga · 261f55 | Active | €272,000 | €3,317 | 3.2% | — | 76 |
| rua Alves Redol, 3 | Active | €249,000 | €3,411 | 6.1% | 68 | 71 |
| rua Miguel Torga, 16 | Active | €279,000 | €2,762 | 14.1% | 72 | 63 |
| Median comp | €275,500 | €3,102 | 3.5% | 68 | 73 |
Long-term rental Given the property’s gap from fair value at 31.4%, investing in this apartment as a long-term rental presents a challenge, as its high price may limit potential returns. With a gross yield of only 3.9%, this investment opportunity fails to align with ideal profitability metrics for sustainable income. Buy-and-hold The property’s listing price of €270,000, significantly above the fair value of €185,165, indicates that this buy-and-hold strategy could yield suboptimal results in the current market. While the area benefits from a decent neighbourhood score of 75/100, the excessive initial investment diminishes prospects for substantial appreciation over time. Family rental Although family rentals often thrive in suburban areas, the overvaluation of this property at €270,000 creates a barrier to securing reliable tenants and achieving consistent cash flow. With a condition rating of 65/100 and a reasonably good neighbourhood score, this property does not justify its price for an attractive family rental opportunity.
Economic Downturn Risk The property may face challenges if the economic stability score of 80/100 declines, potentially impacting tenant retention given the tenant stability score of 75/100.
