This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 90 m², built in 1978. Located Santa Iria de Azóia, São João da Talha e Bobadela parish, Loures municipality, Lisbon district. Noteworthy Features: This apartment includes enclosed balconies that can serve as additional storage spaces and offers a stunning view of the Tagus River, enhancing its appeal.
The valuation. The asking price of €335,000 sits significantly above the fair value of €200,992, resulting in an overpriced property by €134,008 (40.0%). This discrepancy suggests the potential for negotiation to align with market expectations. Buy-to-flip angle. A buy-to-flip strategy may not be advisable given the current market conditions and notable overpricing, as the costs of renovation combined with the initial investment could yield low returns. A thorough market analysis would be essential for a profitable flip. Buy-to-let angle. With a gross yield of 3.3% and estimated rental income of ~€921/month, the buy-to-let strategy would provide steady income but may not justify the property's high initial cost in a competitive rental market. Long-term stability might be achievable in such a suburban area.
Fair value modelled at €200,992 from the area baseline, adjusted for condition and location. Asking €335,000 sits €134,008 (40.0%) above — overpriced versus fair value.
Asking €335,000 versus the Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon area baseline of €193,140 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 66/100 (Condition 70 · Materials 65 · Room dimensions 75). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 76/100 (Housing Market 80 · Amenities 75 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon
Area baseline €193,140 + condition -€12,234 + location +€20,087 = modelled fair value of €200,992 (€2,233/m²), a €134,008 (40.0%) gap versus the €335,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Iria de Azóia, São João da Talha e Bobadela · 49b8a9 | Subject | €335,000 | €3,722 | — | 70 | 76 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 49b6d0 | Active | €335,000 | €4,467 | 20.0% | 70 | 76 |
| rua Tenente Médico Ramiro Correia, 2 | Active | €320,000 | €4,211 | 13.1% | 70 | 75 |
| rua 10 de Julho, 4 | Active | €265,000 | €4,569 | 22.7% | 65 | 74 |
| Póvoa de Santa Iria e Forte da Casa · 4bb29d | Active | €269,700 | €4,025 | 8.1% | 75 | 68 |
| Median comp | €294,850 | €4,339 | 16.6% | 70 | 75 |
Family rental This 3-bed apartment in Santa Iria de Azóia is overpriced by 40.0%, making it an unconvincing option for families seeking long-term housing. With a gross yield of only 3.3% and a condition score of 66/100, it does not present the stability or value expected for family rental needs. Long-term rental The high asking price of €335,000 significantly exceeds the fair value of €200,992, reflecting a notable overvaluation. Given the less-than-ideal yield of 3.3%, this property does not align with the expectations for sound long-term rental investments. Buy-and-hold As a buy-and-hold investment, the property appears overpriced, with a market gap of 40.0% compared to its fair value. Additionally, the moderate condition and yield suggest limited potential for capital appreciation and rental income. Not ideal for: Short-term vacation rental The rental market dynamics in Santa Iria de Azóia do not favor short-term vacation rentals, especially given the property's overvaluation. Its positioning in a suburban area limits demand from short-term tenants seeking premium locations. Not ideal for: Student housing This property also falls short for student housing, primarily due to its significant price over fair value and inadequate yield. In a competitive student market, an overpriced property would struggle to attract the necessary tenants.
Tenant turnover risk The tenant stability score of 70/100 indicates a potential for higher tenant turnover, which can lead to increased vacancy rates and costs associated with finding new tenants.
