This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 57 m² on the 1st floor, built in 1988, energy rating D. Located on rua Bento de Jesus Caraça, Moscavide e Portela parish, Loures municipality, Lisbon district. Unique Selling Point: This apartment boasts a delightful terrace accessible from the kitchen, enhancing the living space with outdoor relaxation and entertaining opportunities.
The valuation. The asking price of €325,000 is significantly above the fair value of €136,201, representing an overpricing of €188,799 (58.1%). Such a deviation indicates that the property is not a financially sound investment at this price point.
Fair value modelled at €136,201 from the area baseline, adjusted for condition and location. Asking €325,000 sits €188,799 (58.1%) above — overpriced versus fair value.
Asking €325,000 versus the rua Bento de Jesus Caraça area baseline of €122,322 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 (Condition 74 · Materials 78 · Room dimensions 75). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 85 · Amenities 75 · Economic 70 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
rua Bento de Jesus Caraça
Area baseline €122,322 + condition +€1,158 + location +€12,721 = modelled fair value of €136,201 (€2,389/m²), a €188,799 (58.1%) gap versus the €325,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Bento de Jesus Caraça | Subject | €325,000 | €5,702 | — | 74 | 76 |
| Moscavide e Portela · 4b8f23 | Active | €350,000 | €5,556 | 2.6% | 73 | 75 |
| rua Cidade de Nova Lisboa, 221 | Active | €430,000 | €4,526 | 20.6% | 75 | 74 |
| Sacavém e Prior Velho · 65a857 | Active | €245,000 | €5,698 | 0.1% | 75 | 77 |
| Moscavide e Portela · 6fb9ed | Active | €310,000 | €5,536 | 2.9% | 75 | 78 |
| Median comp | €330,000 | €5,546 | 2.7% | 75 | 76 |
Long-term rental The property’s gross yield of 3.8% falls short of attractive returns, indicating it may not generate sufficient rental income relative to its listing price. As the apartment is overpriced by 58.1% compared to its fair value of €136,201, it presents increased financial risk for long-term investment. Family rental With a condition score of 76/100 and a neighborhood rating of 76/100, the apartment’s quality may appeal to families looking for a long-term home. However, the 58.1% gap between the listing price and fair value suggests that the investment does not align well with a family rental strategy. Buy-and-hold Although the proximity to Lisbon adds some desirability to the property, its overpriced status makes it a less appealing buy-and-hold investment. The significant gap from fair value undermines potential capital appreciation and creates uncertainty about future financial returns.
Economic Volatility Risk The economic stability score of 70/100 indicates a moderate susceptibility to fluctuations, suggesting potential instability in rental income.
