This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 141 m², energy rating A. Located Fernão Ferro parish, Seixal municipality, Setúbal district. Noteworthy Features: The property showcases a spacious outdoor area with a low-maintenance garden and a pergola designed for entertaining, enhancing the home's appealing lifestyle offerings. Observation: Significant construction areas remain unfinished, limiting immediate livability.
The valuation. The asking price of €525,000 is significantly above the fair value of €186,877, indicating that the property is overpriced by €338,123 (64.4%). This disparity suggests that a serious reconsideration of the listing price is necessary for a viable transaction. Buy-to-flip angle. Implementing a buy-to-flip strategy may involve renovating the house to increase its appeal, targeting a resale price that ideally exceeds the total investment costs, including purchase and improvement expenses. Buy-to-let angle. With an estimated monthly rental income of €1,750, the gross yield stands at 4%, suggesting that the property could generate stable long-term income as a family rental, although further assessment of market demand is advisable.
Fair value modelled at €186,877 from the area baseline, adjusted for condition and location. Asking €525,000 sits €338,123 (64.4%) above — overpriced versus fair value.
Asking €525,000 versus the Fernão Ferro, Seixal, Setúbal area baseline of €223,908 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 53/100 (Condition 45 · Materials 60 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 64/100 (Housing Market 65 · Amenities 65 · Economic 60 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Fernão Ferro, Seixal, Setúbal
Area baseline €223,908 + condition -€49,570 + location +€12,539 = modelled fair value of €186,877 (€1,325/m²), a €338,123 (64.4%) gap versus the €525,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Fernão Ferro · 1e6090 | Subject | €525,000 | €3,723 | — | 45 | 64 |
| Fernão Ferro · 023baa | Active | €460,000 | €2,875 | 22.8% | — | 70 |
| Fernão Ferro · 001775 | Active | €600,000 | €4,196 | 12.7% | 72 | 75 |
| Quinta do Conde · 956b90 | Active | €400,000 | €2,963 | 20.4% | 74 | 67 |
| Fernão Ferro · 261e71 | Active | €460,000 | €4,600 | 23.5% | 70 | 62 |
| Median comp | €460,000 | €3,580 | 3.9% | 72 | 69 |
Long-term rental The property in Fernão Ferro, listed at €525,000, is overpriced with a 64.4% gap to its fair value of €186,877, making it a poor long-term rental investment. With a gross yield of only 4%, the return does not justify the high acquisition cost in a suburban area likely reliant on commuting to Lisbon. Family rental While the neighborhood may appeal to families due to its ongoing economic growth and available amenities, the property is overpriced at €525,000, significantly surpassing its fair value of €186,877. The condition score of 53/100 further dilutes its attractiveness as a family rental, as it would require additional investment for necessary improvements. Buy-and-hold Investing in the property as a buy-and-hold strategy is unfavorable due to its high price of €525,000 compared to a fair value of €186,877, indicating that the property is overpriced. Given the modest gross yield of 4% and a condition rating of only 53/100, potential for capital appreciation appears limited in this suburban location.
Economic Vulnerability The economic stability score of 60/100 indicates a potential risk of economic downturns affecting tenant demand and rental income.
