This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 140 m², energy rating A. Located Quarteira parish, Loulé municipality, Faro district. Noteworthy Features: The apartment boasts a generous terrace that offers stunning panoramic views of the golf course, complemented by high-quality finishes and modern design elements throughout.
The valuation. The asking price of €895,000 is significantly above the fair value of €715,672, indicating an overvaluation of €179,328 (20.0%). This pricing does not align with comparables in the area. Buy-to-flip angle. A potential resale strategy could capitalize on the high-quality finishes and favorable location, targeting buyers seeking a vacation home, likely aiming for a profit margin. Buy-to-let angle. With an estimated gross yield of 2.3% through long-term renting, expected monthly income of €1,715 may appeal to investors looking for stable, albeit limited, returns from a vacation rental in Algarve's tourist-driven market.
Fair value modelled at €715,672 from the area baseline, adjusted for condition and location. Asking €895,000 sits €179,328 (20.0%) above — overpriced versus fair value.
Asking €895,000 versus the Quarteira, Loulé, Faro area baseline of €651,280 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 80 · Materials 88 · Room dimensions 85). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 68/100 (Housing Market 75 · Amenities 65 · Economic 55 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Quarteira, Loulé, Faro
Area baseline €651,280 + condition +€17,500 + location +€46,892 = modelled fair value of €715,672 (€5,112/m²), a €179,328 (20.0%) gap versus the €895,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Quarteira · 1e61cb | Subject | €895,000 | €6,393 | — | 80 | 68 |
| urbanização Quinta do Romão | Active | €930,000 | €6,643 | 3.9% | 88 | 64 |
| Quarteira · 82c63d | Active | €850,000 | €5,380 | 15.8% | 85 | 75 |
| Quarteira · 8936c8 | Active | €885,000 | €6,860 | 7.3% | 80 | 74 |
| Quarteira · 6fbc79 | Active | €595,000 | €6,398 | 0.1% | 88 | 70 |
| Median comp | €867,500 | €6,521 | 2.0% | 87 | 72 |
Short-term vacation rental With a 2.3% gross yield, this 2-bed apartment in Quarteira is unlikely to provide sufficient returns for a short-term vacation rental strategy, especially given its 20% gap above fair value. Additionally, while the Algarve region thrives on tourism, the neighborhood's moderate rating of 68/100 suggests potential challenges in attracting vacation renters. Buy-and-hold Investing in this property for a buy-and-hold strategy seems ill-advised as it is priced 20% over fair value, which could hinder long-term capital appreciation. The apartment's condition rating of 85/100 may appear appealing, but the high initial investment would likely require more time to yield satisfactory returns. Family rental The family rental market may not yield satisfying results for this 2-bed apartment, which is currently priced above fair value by 20%. Furthermore, the neighborhood's amenities and tenant quality may not sufficiently support demand for long-term family rentals in a saturated market. Not ideal for: Student housing, Luxury market, Industrial investment The property lacks suitability for student housing due to its pricing and location, and it does not align with luxury market expectations given its 20% overvaluation. Additionally, pursuing an industrial investment strategy here is irrelevant as the region is primarily residential and tourism-focused.
Economic Volatility Risk The economic stability score of 55/100 indicates a potential for economic downturns, which may adversely affect tenant retention and rental income stability.
