This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 164 m², energy rating D. Located on rua Alberto Iria, 1, Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This apartment includes four balconies for versatile outdoor use and a fireplace with heat recovery for efficient heating during cooler months.
The valuation. The asking price of €421,000 reflects a significant discount of €217,222 (51.6%) against the fair value of €638,222, indicating this property is subvalued. Buy-to-flip angle. With renovations leveraging high-quality finishes, a buy-to-flip strategy could capitalize on the undervalued nature, positioning the property for a lucrative resale in a robust market. Buy-to-let angle. Projected gross yield of 4.1% suggests strong rental income potential, estimated at €1,438 per month, making it an attractive option for long-term rental investments.
Fair value modelled at €638,222 from the area baseline, adjusted for condition and location. Asking €421,000 sits €217,222 (51.6%) below — the upside to fair value.
Asking €421,000 versus the rua Alberto Iria, 1 area baseline of €506,432 (€3,088/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 74 · Materials 80 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 67/100 (Housing Market 70 · Amenities 75 · Economic 55 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
rua Alberto Iria, 1
Area baseline €506,432 + condition +€8,200 + location +€40,114 = modelled fair value of €638,222 (€3,892/m²), a €217,222 (51.6%) gap versus the €421,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Alberto Iria, 1 | Subject | €421,000 | €2,567 | — | 74 | 67 |
| Loulé (São Clemente) · 1e64c8 | Active | €421,000 | €2,379 | 7.3% | 75 | 60 |
| Loulé (São Clemente) · 1e646f | Active | €230,000 | €2,110 | 17.8% | 65 | 61 |
| Loulé (São Clemente) · 25f6e5 | Active | €315,000 | €3,088 | 20.3% | 80 | 61 |
| rua Ascensão Guimarães, 149 | Active | €290,000 | €3,333 | 29.8% | 85 | 64 |
| Median comp | €302,500 | €2,734 | 6.5% | 78 | 61 |
Short-term vacation rental The property in Loulé is well-positioned to leverage the tourism boom in the Algarve, offering a strong gross yield of 4.1% which can be attractive for short-term vacation rentals. With a fair value significantly higher than the listing price, this investment presents an opportunity for substantial capital appreciation. Long-term rental The favorable gross yield of 4.1% alongside the property’s spacious 164m² layout makes it a compelling candidate for long-term rental, appealing to families seeking space in a desirable area. The significant gap to fair value indicates that the potential for rental price increases exists as demand in the neighbourhood grows. Buy-and-hold Investing in this 3-bed apartment as a buy-and-hold strategy capitalizes on its underpriced status, given its fair value of €638,222 in a market characterized by general safety and proximity to coastal amenities. Owning this property presents an opportunity to benefit from both rental income and the anticipated appreciation in property value over time.
Tenant turnover risk With a tenant stability score of 65/100, there's a potential for higher tenant turnover, which could lead to increased vacancy rates and costs associated with re-letting the property.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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