This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 177 m², energy rating D. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This apartment boasts three private balconies with unobstructed sea views and a cozy fireplace in the living room, enhancing both aesthetics and comfort.
The valuation. The asking price of €421,000 positions the property significantly below its fair value of €655,222, indicating an undervalued opportunity for investment. The discount of €234,222 represents a 55.6% difference that could yield substantial returns.
Fair value modelled at €655,222 from the area baseline, adjusted for condition and location. Asking €421,000 sits €234,222 (55.6%) below — the upside to fair value.
Asking €421,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €636,669 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 73/100 (Condition 75 · Materials 70 · Room dimensions 71). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 60/100 (Housing Market 60 · Amenities 60 · Economic 55 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €636,669 + condition -€6,914 + location +€25,467 = modelled fair value of €655,222 (€3,702/m²), a €234,222 (55.6%) gap versus the €421,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 1e64c8 | Subject | €421,000 | €2,379 | — | 75 | 60 |
| rua Alberto Iria, 1 | Active | €421,000 | €2,567 | 7.9% | 74 | 67 |
| rua Alberto Iria, 2 | Active | €421,000 | €2,567 | 7.9% | 70 | 65 |
| rua Emiliano da Costa, 9 | Active | €380,000 | €3,455 | 45.2% | 69 | 62 |
| rua Joaquim A. Pires, 25 | Active | €290,000 | €2,710 | 13.9% | 70 | 70 |
| Median comp | €400,500 | €2,639 | 10.9% | 70 | 66 |
Long-term rental The apartment in Loulé presents an attractive opportunity for long-term rental investment, given its potential fair value of €655,222 and a significant gap of 55.6%. With a moderate neighborhood score of 60/100, it offers decent amenities that could satisfy long-term tenants seeking stability in the Algarve region. Short-term vacation rental Leveraging the apartment's location in the popular tourist destination of Algarve, this property can serve well as a short-term vacation rental, despite its current listing price of €421,000. The near-zero yield might deter some investors, but the considerable gap to fair value indicates strong potential for appreciation through seasonal tourist traffic. Buy-and-hold Investing in this Loulé apartment as a buy-and-hold strategy could yield significant returns in the long run, with its market listing price well below the estimated fair value. The condition rating of 73/100 suggests it is well-maintained, which positions it favorably for sustained demand and value growth over time.
Economic vulnerability With an economic stability score of 55/100, there is a significant risk that fluctuations in the local economy could negatively impact property value and rental demand.
