This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 85 m², built in 1993, energy rating C. Located on rua Vasco da Gama, Loures parish, Loures municipality, Lisbon district. Noteworthy Features: This apartment includes a spacious storage room and offers immediate access to public transportation and future metro services, enhancing urban mobility and convenience.
The valuation. The asking price of €320,000 is significantly above the fair value of €176,287, indicating a discrepancy of €143,713 (44.9%). The property is thus deemed overpriced.
Fair value modelled at €176,287 from the area baseline, adjusted for condition and location. Asking €320,000 sits €143,713 (44.9%) above — overpriced versus fair value.
Asking €320,000 versus the rua Vasco da Gama area baseline of €168,385 (€1,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 70/100 (Condition 72 · Materials 68 · Room dimensions 73). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 71/100 (Housing Market 76 · Amenities 68 · Economic 72 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Vasco da Gama
Area baseline €168,385 + condition -€6,242 + location +€14,144 = modelled fair value of €176,287 (€2,074/m²), a €143,713 (44.9%) gap versus the €320,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Vasco da Gama | Subject | €320,000 | €3,765 | — | 72 | 71 |
| rua Rómulo de Carvalho, 28 | Active | €375,000 | €4,934 | 31.1% | 72 | 73 |
| urbanização Flamenga | Active | €338,000 | €3,634 | 3.5% | 74 | 67 |
| rua Fernão Magalhães | Active | €380,000 | €4,318 | 14.7% | 68 | 73 |
| rua João Abel Manta, 3 | Active | €290,000 | €4,085 | 8.5% | 76 | 73 |
| Median comp | €356,500 | €4,202 | 11.6% | 73 | 73 |
Long-term rental Given its current listing price of €320,000, the 2-bed apartment in Loures is priced significantly above its fair value of €176,287, creating a concerning gap of 44.9%. This suggests that while the unit may attract tenants due to its decent amenities, the gross yield of 3.9% does not justify the high price point, making it a risky long-term rental investment. Family rental While the apartment is situated in a family-friendly neighborhood with good infrastructure, its listing price of €320,000 is 44.9% above the fair value of €176,287. This overpricing compromises the appeal for families seeking affordable housing options, despite the area’s favorable conditions and amenities. Buy-and-hold Investing in the 2-bed apartment as a buy-and-hold strategy is adversely impacted by its inflated price of €320,000, which exceeds the fair value of €176,287 by 44.9%. This significant disparity raises concerns about long-term returns, as the gross yield of 3.9% is insufficient to cover potential market fluctuations or property maintenance costs.
Economic Dependency Risk The property may face volatility due to its relatively moderate economic stability score of 72/100, indicating potential fluctuations in income that could affect its long-term viability. Tenant Stability Risk A tenant stability score of 70/100 suggests that there could be an increased risk of tenant turnover, which might lead to unpredictable leasing income and added costs for re-leasing the property.
