This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 133 m², built in 1989, energy rating E. Located on praceta Guilherme Faria S / N, Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) parish, Setúbal municipality, Setúbal district. This apartment features restored window frames that enhance its charm while allowing abundant natural light, and a generous 80 m² terrace perfect for outdoor gatherings.
The valuation. The asking price of €345,000 is situated €29,174 (8.5%) below the fair value of €374,174, indicating a solid purchasing opportunity that reflects the property's underpriced status.
Fair value modelled at €374,174 from the area baseline, adjusted for condition and location. Asking €345,000 sits €29,174 (8.5%) below — the upside to fair value.
Asking €345,000 versus the praceta Guilherme Faria S / N area baseline of €351,918 (€2,646/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 80 · Materials 90 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 54/100 (Housing Market 60 · Amenities 55 · Economic 50 · Tenant Quality 50). Strong amenities and housing-market momentum support a premium to baseline.
praceta Guilherme Faria S / N
Area baseline €351,918 + condition +€16,625 + location +€5,631 = modelled fair value of €374,174 (€2,813/m²), a €29,174 (8.5%) gap versus the €345,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| praceta Guilherme Faria S / N | Subject | €345,000 | €2,594 | — | 80 | 54 |
| rua das Areias, 9 | Active | €370,000 | €2,534 | 2.3% | 80 | 53 |
| praceta Cabo da Boa Esperança | Active | €389,900 | €3,749 | 44.5% | 78 | 49 |
| rua Gaspar Correia, 14 | Active | €350,000 | €2,846 | 9.7% | 72 | 46 |
| Setúbal (São Sebastião) · 6d5385 | Active | €300,000 | €2,521 | 2.8% | 68 | 45 |
| Median comp | €360,000 | €2,690 | 3.7% | 75 | 48 |
Long-term rental The property presents a promising opportunity for long-term rental, with a fair value that exceeds the listing price by 8.5%. This price gap, combined with a gross yield of 3.9%, aligns well with sustainable earnings potential over time. Family rental This 3-bed apartment is well-suited for family rentals, offering adequate space and proximity to amenities in Setúbal. Despite the neighborhood rating of 54/100, the property’s overall condition (85/100) and favorable pricing make it an attractive option for families seeking stability. Buy-and-hold The buy-and-hold strategy could prove beneficial, given the property’s underpriced status relative to its fair value. With a good condition score and steady demand for housing in the area, retaining this asset over time may maximize return on investment as market conditions improve.
Moderate Default Risk With both economic stability and tenant stability scores at 50/100, there's an elevated risk of tenant default due to potential income fluctuations impacting their ability to pay rent.
