This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 88 m², energy rating D. Located Benfica parish, Lisbon municipality, Lisbon district. This apartment features a private balcony overlooking the cityscape, enhancing natural light and providing a desirable outdoor space in an urban setting.
The valuation. The asking price of €599,900 is significantly higher than the fair value of €400,515, representing an overpricing of €199,385 (33.2%). This discrepancy indicates that the property is not priced competitively for the current market. Buy-to-flip angle. Given the apartment's high-quality finishes and condition rating of 85/100, a buy-to-flip strategy could involve renovating and staging it for a resale at a much higher price, targeting buyers within the Lisbon area. Buy-to-let angle. With an estimated gross yield of 2.6% and potential rental income of approximately €1,300/month, this apartment can serve as a solid buy-and-hold investment, appealing to families due to its neighborhood's amenities and proximity to the capital city employment.
Fair value modelled at €400,515 from the area baseline, adjusted for condition and location. Asking €599,900 sits €199,385 (33.2%) above — overpriced versus fair value.
Asking €599,900 versus the Benfica, Lisbon, Lisbon area baseline of €346,544 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 88 · Materials 90 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 81/100 (Housing Market 90 · Amenities 85 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
Benfica, Lisbon, Lisbon
Area baseline €346,544 + condition +€11,000 + location +€42,971 = modelled fair value of €400,515 (€4,551/m²), a €199,385 (33.2%) gap versus the €599,900 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Benfica · 4201f0 | Subject | €599,900 | €6,817 | — | 88 | 81 |
| avenida do Uruguai | Active | €630,000 | €5,339 | 21.7% | 80 | 75 |
| rua República da Bolívia | Active | €599,900 | €5,999 | 12.0% | 82 | 71 |
| rua Engenheiro Nobre Guedes | Active | €599,900 | €7,058 | 3.5% | 85 | 82 |
| rua Engenheiro Nobre Guedes | Active | €599,900 | €6,315 | 7.4% | 85 | 82 |
| Median comp | €599,900 | €6,157 | 9.7% | 84 | 79 |
Long-term rental The 3-bed apartment in Benfica is currently overpriced by 33.2% compared to its fair value of €400,515, which limits the potential for long-term rental returns. With a gross yield of only 2.6%, this investment does not align with ideal rental income expectations amidst rising property prices. Family rental Targeting families in the Benfica area may prove challenging due to the property's overpricing, as it exceeds fair market value by 33.2%. The current yield of 2.6% indicates a less attractive investment for stable family rentals, while the neighborhood rating of 81/100 suggests limited demand at this price point. Buy-and-hold Investing in this 3-bed apartment as a buy-and-hold strategy may not be advisable, given its 33.2% premium over fair value of €400,515. The low gross yield of 2.6% implies that holding the property could yield diminished returns in the long term compared to better-valued options in the market.
Economic Sensitivity A property with an economic stability score of 80/100 may still face risks from economic downturns, especially given a tenant stability score of 70/100, indicating potential fluctuations in rental income.
