This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom apartment of 243 m², energy rating C. Located on rua António Maria Cardoso S / N, Misericórdia parish, Lisbon municipality, Lisbon district. Noteworthy features: The apartment boasts a sophisticated centralized air conditioning system integrated into the ceiling, ensuring discreet comfort, along with luxury finishes including Lioz stone and solid wood throughout.
The valuation. The asking price of €1,900,000 is significantly above the fair value of €1,098,406, indicating an overpriced property by €801,594 or 42.2%. This discrepancy raises concerns about the long-term investment viability.
Fair value modelled at €1,098,406 from the area baseline, adjusted for condition and location. Asking €1,900,000 sits €801,594 (42.2%) above — overpriced versus fair value.
Asking €1,900,000 versus the rua António Maria Cardoso S / N area baseline of €956,934 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 76 · Materials 84 · Room dimensions 78). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 82/100 (Housing Market 90 · Amenities 95 · Economic 90 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
rua António Maria Cardoso S / N
Area baseline €956,934 + condition +€18,984 + location +€122,488 = modelled fair value of €1,098,406 (€4,520/m²), a €801,594 (42.2%) gap versus the €1,900,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua António Maria Cardoso S / N | Subject | €1,900,000 | €7,819 | — | 76 | 82 |
| avenida Praia da Vitória | Active | €1,358,000 | €7,073 | 9.5% | 75 | 83 |
| avenida Praia da Vitória | Active | €1,358,000 | €7,073 | 9.5% | 74 | 79 |
| Campo de Ourique · 96c1b0 | Active | €1,820,000 | €10,706 | 36.9% | 85 | 85 |
| Campo de Ourique · 023b11 | Active | €2,095,000 | €9,109 | 16.5% | 76 | 83 |
| Median comp | €1,589,000 | €8,091 | 3.5% | 76 | 83 |
Long-term rental The 4-bed apartment in Misericórdia, priced at €1,900,000, is notably overpriced with a gap of 42.2% compared to its fair value of €1,098,406. With a gross yield of only 2.6%, this property may not generate sufficient rental income to justify its high asking price in a competitive rental market. Short-term vacation rental This property, listed at €1,900,000, is overpriced as it exceeds the fair value of €1,098,406 by 42.2%. The expected gross yield of 2.6% does not support the premium price tag, making it a less attractive option for short-term rentals despite the desirable location in central Lisbon. Buy-and-hold The investment thesis for this buy-and-hold strategy is weakened by the overpriced listing of €1,900,000, which is 42.2% above its fair value of €1,098,406. With a low gross yield of 2.6%, holding this asset may not deliver the expected returns, questioning its viability as a long-term investment. Not ideal for student housing Given its current price point of €1,900,000, which is 42.2% over the fair value, this property is not suitable for student housing. The yield of 2.6% does not align with the demand characteristics typical of student rentals, emphasizing its overpriced status in the market.
Potential Economic Decline The property is subject to risk if the local economy, despite a strong score of 90/100, experiences unexpected downturns that could affect tenant stability rated at 80/100.
