This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 134 m², built in 1937, energy rating D. Located Ramalhal parish, Torres Vedras municipality, Lisbon district. Investment-ready with two functional T1 units, this property offers immediate rental income potential while allowing a straightforward reconversion back to its original T3 layout.
The valuation. The asking price of €299,500 sits €41,883 (14.0%) above the fair value of €257,617. This property is considered overpriced given the significant divergence from its estimated market value.
Fair value modelled at €257,617 from the area baseline, adjusted for condition and location. Asking €299,500 sits €41,883 (14.0%) above — overpriced versus fair value.
Asking €299,500 versus the Ramalhal, Torres Vedras, Lisbon area baseline of €265,454 (€1,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 67/100 (Condition 69 · Materials 65 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 58/100 (Housing Market 50 · Amenities 55 · Economic 55 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
Ramalhal, Torres Vedras, Lisbon
Area baseline €265,454 + condition -€16,331 + location +€8,495 = modelled fair value of €257,617 (€1,923/m²), a €41,883 (14.0%) gap versus the €299,500 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Ramalhal · cfe019 | Subject | €299,500 | €2,235 | — | 69 | 58 |
| Ramalhal · f35f87 | Active | €299,500 | €2,908 | 30.1% | 72 | 61 |
| A dos Cunhados e Maceira · 95709b | Active | €385,000 | €2,500 | 11.9% | 59 | 50 |
| rua Fonte da Lage, 4 | Active | €245,000 | €2,988 | 33.7% | 64 | 62 |
| calçada do Duque | Active | €225,000 | €2,206 | 1.3% | — | 57 |
| Median comp | €272,250 | €2,704 | 21.0% | 64 | 59 |
Long-term rental Given the property has a gross yield of 3.8% and is priced 14.0% above its fair value, it is not well-positioned for long-term rental success. The neighbourhood's safety profile and average amenities may appeal to tenants, but the elevated price reduces potential profitability. Buy-and-hold While the buy-and-hold strategy often promises appreciation over time, this property is currently overpriced, making it a less attractive long-term investment. The combination of its subpar condition and the gap from fair value suggests that holding onto this property could result in stagnated returns amidst growing economic concerns.
Economic Volatility Risk The property faces a risk due to a relatively low economic stability score of 55/100, suggesting potential fluctuations in market conditions that could impact rental income.
