This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
5-bedroom, 4-bathroom country_house of 309 m², energy rating D. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This property includes a separate T1 apartment ideal for guests or rental income, along with rooftop terraces offering breathtaking panoramic views of Loulé and surrounding landscapes.
The valuation. The asking price of €1,900,000 is significantly above the fair value of €1,216,887, leading to an overpricing of €683,113 (36.0%). This discrepancy indicates that the property is not a financially sound investment at its current listing.
Fair value modelled at €1,216,887 from the area baseline, adjusted for condition and location. Asking €1,900,000 sits €683,113 (36.0%) above — overpriced versus fair value.
Asking €1,900,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €1,111,473 (€3,597/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 82/100 (Condition 80 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 66/100 (Housing Market 80 · Amenities 70 · Economic 60 · Tenant Quality 50). Strong amenities and housing-market momentum support a premium to baseline.
Loulé (São Clemente), Loulé, Faro
Area baseline €1,111,473 + condition +€34,280 + location +€71,134 = modelled fair value of €1,216,887 (€3,938/m²), a €683,113 (36.0%) gap versus the €1,900,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · cfe05d | Subject | €1,900,000 | €6,149 | — | 80 | 66 |
| Loulé (São Clemente) · 937444 | Active | €1,950,000 | €5,462 | 11.2% | 72 | 71 |
| Loulé (São Sebastião) · 6d5523 | Active | €1,800,000 | €6,000 | 2.4% | 80 | 70 |
| Loulé (São Clemente) · ba3fc6 | Active | €1,950,000 | €5,462 | 11.2% | 75 | 73 |
| Loulé (São Sebastião) · ba582d | Active | €699,900 | €4,666 | 24.1% | 70 | 74 |
| Median comp | €1,875,000 | €5,462 | 11.2% | 74 | 72 |
Short-term vacation rental With a gross yield of 3.4% and a fair value significantly lower than the listing price, this property is overpriced for a short-term vacation rental strategy. Given the competitive nature of the Algarve's holiday rental market, the expected income does not justify the current asking price. Buy-and-hold The 5-bed country house in Loulé presents an unappealing buy-and-hold investment due to its 36% overpricing compared to its fair value of €1,216,887. With a rental yield of just 3.4% and the local neighbourhood rating at 66/100, potential long-term returns may not meet investor expectations. Value-add renovation Although value-add renovation opportunities typically seek properties below fair value for profit maximization, this property is overpriced by 36%. The existing condition rating of 82/100 indicates it may not require significant renovations, further complicating a value-add strategy in light of its inflated price point.
Economic tenant instability The combination of a low Economic Stability score of 60 and a Tenant Stability score of 50 indicates a heightened risk of tenant turnover and potential income volatility.
