This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 62 m², energy rating C. Located Benfica parish, Lisbon municipality, Lisbon district. Noteworthy Features: This apartment includes a large 27 m² storage room and has been extensively renovated with modern finishes and smart space utilization throughout the layout.
The valuation. The asking price of €429,900 sits significantly above the fair value of €280,228, indicating the property is overpriced by €149,672, or 34.8%. This discrepancy raises concerns for potential investors. Buy-to-flip angle. The resale strategy would rely on significant price appreciation in Benfica; however, with such an inflated asking price, immediate resale could be challenging unless market conditions improve considerably. Buy-to-let angle. The rental income strategy projects a gross yield of 2.9%, with estimated monthly rentals at €1,039; this suggests marginal profitability, making it less attractive for a buy-and-hold investment in the current market.
Fair value modelled at €280,228 from the area baseline, adjusted for condition and location. Asking €429,900 sits €149,672 (34.8%) above — overpriced versus fair value.
Asking €429,900 versus the Benfica, Lisbon, Lisbon area baseline of €244,156 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 87 · Materials 85 · Room dimensions 82). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 79/100 (Housing Market 80 · Amenities 80 · Economic 80 · Tenant Quality 75). Strong amenities and housing-market momentum support a premium to baseline.
Benfica, Lisbon, Lisbon
Area baseline €244,156 + condition +€7,750 + location +€28,322 = modelled fair value of €280,228 (€4,520/m²), a €149,672 (34.8%) gap versus the €429,900 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Benfica · cfe136 | Subject | €429,900 | €6,934 | — | 87 | 79 |
| rua Doutor João de Barros | Active | €429,900 | €6,141 | 11.4% | 88 | 78 |
| rua da Venezuela, 51 | Active | €448,000 | €7,000 | 1.0% | 80 | 76 |
| estrada do Calhariz de Benfica | Active | €547,000 | €6,287 | 9.3% | 80 | 80 |
| Benfica · 49b8b5 | Active | €490,000 | €6,203 | 10.5% | 82 | 78 |
| Median comp | €469,000 | €6,245 | 9.9% | 81 | 78 |
Long-term rental Given the property’s yield of 2.9% gross, the long-term rental strategy appears less attractive as the gap to fair value stands at 34.8%, indicating significant overpricing. While the neighbourhood offers reasonable tenant quality, the high entry price diminishes the potential for adequate returns over time. Family rental The family rental strategy may not be optimal due to the current listing price of €429,900, which is substantially above the fair value of €280,228, resulting in a 34.8% overpricing. Although the property is situated in a residential area with decent amenities, the inflated cost detracts from its suitability for family-oriented tenants seeking value. Buy-and-hold Investing in this property as a buy-and-hold strategy is challenging, given its gross yield of only 2.9% and the significant gap to fair value of 34.8%, meaning it is overpriced. While Benfica demonstrates a good economic backdrop, the high purchase price raises concerns regarding future capital appreciation and cash flow sustainability.
Tenant turnover risk The tenant stability score of 75/100 suggests a potential risk of tenant turnover, which could impact rental income and occupancy rates negatively, especially if economic stability fluctuates despite a higher score of 80/100.
