This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 105 m², built in 1999, energy rating C. Located on rua Dom Marcos da Cruz, 226, Matosinhos e Leça da Palmeira parish, Matosinhos municipality, Porto district. Noteworthy Features: This apartment boasts modern quality finishes with a flexible layout, allowing future reconfiguration to suit diverse tenant needs or enhance investment valuation. Investment Potential: Its prime location near commercial areas and public transport offers excellent rental demand and stability.
The valuation. The asking price of €360,000 reflects a notable premium over the fair value of €312,098, resulting in an excessive markup of €47,902 (13.3%). The property is classified as overpriced based on this analysis.
Fair value modelled at €312,098 from the area baseline, adjusted for condition and location. Asking €360,000 sits €47,902 (13.3%) above — overpriced versus fair value.
Asking €360,000 versus the rua Dom Marcos da Cruz, 226 area baseline of €292,110 (€2,782/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 77/100 (Condition 75 · Materials 78 · Room dimensions 76). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 65/100 (Housing Market 60 · Amenities 60 · Economic 70 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Dom Marcos da Cruz, 226
Area baseline €292,110 + condition +€2,461 + location +€17,527 = modelled fair value of €312,098 (€2,972/m²), a €47,902 (13.3%) gap versus the €360,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Dom Marcos da Cruz, 226 | Subject | €360,000 | €3,429 | — | 75 | 65 |
| avenida Doutor Salgado Zenha, 371 | Active | €350,000 | €3,211 | 6.3% | 75 | 68 |
| rua da Lagoa | Active | €339,500 | €3,086 | 10.0% | 78 | 71 |
| rua de Alfredo Cunha S / N | Active | €620,000 | €4,429 | 29.2% | 75 | 70 |
| Matosinhos e Leça da Palmeira · 25f503 | Active | €399,000 | €4,385 | 27.9% | 73 | 70 |
| Median comp | €374,500 | €3,798 | 10.8% | 75 | 70 |
Long-term rental The property is overpriced at €360,000 compared to its fair value of €312,098, indicating a gap of 13.3%. With a gross yield of 4% and a neighbourhood score of 65/100, the long-term rental potential is limited, suggesting it may not provide adequate returns relative to market expectations. Family rental While the apartment is suitable for family rentals given its space and location, its price tag of €360,000 exceeds the fair value of €312,098 by 13.3%. This indicates that families looking for rentals in the area may find better options, ultimately reducing demand for this property. Buy-and-hold The buy-and-hold strategy is challenged by the current listing price of €360,000, which is notably above the fair value of €312,098, resulting in a 13.3% premium. The property’s moderate condition rating of 77/100 suggests maintenance costs could further erode potential investment returns over time.
Economic Dependence Risk The property may be vulnerable to market fluctuations, given both the economic and tenant stability scores are at 70/100, indicating a moderate risk of economic downturns affecting rental income or occupancy.
