This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 102 m², built in 1969, energy rating C. Located on rua Ilha de Santa Maria, 4, União das Freguesias do Seixal, Arrentela e Aldeia de Paio Pires parish, Seixal municipality, Setúbal district. Noteworthy Features: This apartment includes a sunroom that seamlessly connects to the expansive private outdoor space, enhancing the livability and potential for outdoor entertainment. Condition Notes: Functional kitchen with direct access to outdoor area, offering future renovation possibilities.
The valuation. The asking price of €225,000 is significantly above the fair value of €171,088, resulting in an overpriced property by €53,912 (24.0%). Buy-to-flip angle. Given its condition rating of 60/100, a resale strategy may cater to budget-conscious buyers seeking functional living space. Buy-to-let angle. With a gross yield of 4.8% and estimated rental income of €900/month, the unit can appeal to families wanting proximity to Lisbon and suburban living.
Fair value modelled at €171,088 from the area baseline, adjusted for condition and location. Asking €225,000 sits €53,912 (24.0%) above — overpriced versus fair value.
Asking €225,000 versus the rua Ilha de Santa Maria, 4 area baseline of €175,440 (€1,720/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 60/100 (Condition 62 · Materials 56 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 79/100 (Housing Market 80 · Amenities 75 · Economic 80 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
rua Ilha de Santa Maria, 4
Area baseline €175,440 + condition -€24,703 + location +€20,351 = modelled fair value of €171,088 (€1,677/m²), a €53,912 (24.0%) gap versus the €225,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Ilha de Santa Maria, 4 | Subject | €225,000 | €2,206 | — | 62 | 79 |
| rua D. Branca Saraiva de Carvalho, 12 | Active | €235,000 | €2,527 | 14.6% | 55 | 71 |
| rua Luís de Camões, 3 | Active | €237,500 | €3,493 | 58.3% | 62 | 68 |
| travessa Tomás Abril | Active | €265,000 | €3,442 | 56.0% | 65 | 73 |
| rua João Martins Bandeira S / N | Active | €240,000 | €3,429 | 55.4% | 60 | 76 |
| Median comp | €238,750 | €3,436 | 55.7% | 61 | 72 |
Long-term rental The property, while generating a gross yield of 4.8%, is overpriced at €225,000 when the fair value is €171,088, indicating a substantial gap of 24.0%. With a condition score of 60/100, the potential for long-term rental profitability is reduced, making this investment less appealing in the current market. Family rental Given the neighbourhood rating of 79/100 and the apartment’s sizable layout, it has the characteristics suitable for family rental; however, the property's current price of €225,000 is 24.0% above its fair market value. This significant markup diminishes the attractiveness of investing in a family-oriented rental within this suburban community. Buy-and-hold As a buy-and-hold strategy, the property presents challenges due to its 24.0% overvaluation, priced at €225,000 against a fair value of €171,088. While it does sit in a well-rated neighborhood, the high entry cost jeopardizes the long-term appreciation potential for investors.
Economic Vulnerability Despite high economic and tenant stability scores of 80/100, the property is still exposed to fluctuations in the local economy that could impact long-term rental income.
