This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 99 m², built in 1991, energy rating D. Located on rua Agostinho da Silva, Santo António dos Cavaleiros e Frielas parish, Loures municipality, Lisbon district. Noteworthy Features: The apartment benefits from excellent sun exposure throughout the day, enhancing its inviting atmosphere, while also being located in a tranquil neighborhood ideal for families.
The valuation. The asking price of €325,000 sits substantially above the fair value of €225,109, representing an overvaluation of €99,891 (30.7%). Given this discrepancy, the property is overpriced for the current market.
Fair value modelled at €225,109 from the area baseline, adjusted for condition and location. Asking €325,000 sits €99,891 (30.7%) above — overpriced versus fair value.
Asking €325,000 versus the rua Agostinho da Silva area baseline of €212,454 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 67/100 (Condition 70 · Materials 65 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 80/100 (Housing Market 80 · Amenities 80 · Economic 80 · Tenant Quality 80). Strong amenities and housing-market momentum support a premium to baseline.
rua Agostinho da Silva
Area baseline €212,454 + condition -€12,839 + location +€25,494 = modelled fair value of €225,109 (€2,274/m²), a €99,891 (30.7%) gap versus the €325,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Agostinho da Silva | Subject | €325,000 | €3,283 | — | 70 | 80 |
| alameda Salgueiro Maia S / N | Active | €397,000 | €3,151 | 4.0% | 70 | 72 |
| praceta Tomás da Anunciação, 40 | Active | €385,000 | €3,632 | 10.6% | 65 | 74 |
| rua Gil Eanes | Active | €330,000 | €3,929 | 19.7% | 72 | 75 |
| rua Guilherme Marconi, 7 | Active | €438,800 | €2,906 | 11.5% | 74 | 71 |
| Median comp | €391,000 | €3,392 | 3.3% | 71 | 73 |
Long-term rental Given the apartment's listing price of €325,000 significantly exceeds its fair value of €225,109, investing in this property for long-term rental would not yield favorable returns. The gross yield of 4% is inadequate considering the market conditions and the substantial gap of 30.7% from fair value. Family rental While the property is located in a neighborhood rated 80/100, making it appealing for families, its overpriced status at €325,000 compared to the fair value limit prospects for family renters. This price point does not justify the 4% gross yield, which is below what would typically be expected in a sustainable family rental market. Buy-and-hold The buy-and-hold strategy is challenged by the significant overpricing of the property, which is set at €325,000 against a fair value of just €225,109. The 4% gross yield in this context becomes less attractive for a long-term investment, especially when considering the 30.7% gap from fair value that could affect future resale potential.
Economic Vulnerability With both economic stability and tenant stability scores at 80/100, there is a moderate risk that economic fluctuations could negatively impact tenant retention and rental income.
