This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 91 m², built in 2004, energy rating D. Located Quarteira parish, Loulé municipality, Faro district. Noteworthy Features: This apartment includes a generous covered terrace ideal for alfresco dining, overlooking the beautifully landscaped garden and pool area, enhancing the outdoor living experience.
The valuation. The asking price of €499,000 is above fair value of €461,749, yielding a difference of €37,251 (7.5%). This property is considered overpriced.
Fair value modelled at €461,749 from the area baseline, adjusted for condition and location. Asking €499,000 sits €37,251 (7.5%) above — overpriced versus fair value.
Asking €499,000 versus the Quarteira, Loulé, Faro area baseline of €423,332 (€4,652/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 (Condition 75 · Materials 80 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 70/100 (Housing Market 80 · Amenities 75 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Quarteira, Loulé, Faro
Area baseline €423,332 + condition +€4,550 + location +€33,867 = modelled fair value of €461,749 (€5,074/m²), a €37,251 (7.5%) gap versus the €499,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Quarteira · 261fb8 | Subject | €499,000 | €5,484 | — | 75 | 70 |
| Quarteira · 65a71e | Active | €380,000 | €5,000 | 8.8% | 74 | 70 |
| caminho do Lago, 4 | Active | €469,000 | €4,737 | 13.6% | 80 | 81 |
| rua Volta das Romanzeiras | Active | €595,000 | €6,398 | 16.7% | 78 | 73 |
| Quarteira · d7a3fd | Active | €595,000 | €6,398 | 16.7% | 75 | 73 |
| Median comp | €532,000 | €5,699 | 3.9% | 77 | 73 |
Long-term rental The property, priced at €499,000, exceeds its fair value by 7.5%, which indicates a lack of attractiveness for long-term rental investments. Considering the gross yield of 3.5% and the neighborhood rating of 70/100, the rental income potential does not justify the current pricing. Short-term vacation rental The current valuation of €499,000 suggests the property is overpriced, posing a challenge to achieve competitive pricing in the short-term vacation rental market. With a gross yield of 3.5% and a condition rating of 78/100, the investment may struggle to attract travelers in a region heavily dependent on tourism. Buy-and-hold This 2-bed apartment, marketed at €499,000, reflects a pricing gap of 7.5% above fair value, making it less ideal for a buy-and-hold investment strategy. The combination of a gross yield of 3.5% and the current condition raises questions about long-term capital appreciation in a tourist-driven economy. Not ideal for Student housing, Industrial development, Luxury market
Economic and Tenant Stability Risk: With both economic and tenant stability scores at only 65/100, there is a significant risk of fluctuating rental incomes and potential vacancy issues impacting overall returns on the property investment.
