This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom house of 203 m², built in 2025, energy rating A. Located on rua Jacob Sarmento, Fernão Ferro parish, Seixal municipality, Setúbal district. Noteworthy Features: This property boasts a sophisticated outdoor leisure area with a saltwater pool and barbecue, perfect for family gatherings and enhancing the modern lifestyle experience.
The valuation. The asking price of €655,000 is substantially above the fair value of €373,528, representing an overpricing of €281,472 or 43.0%. This indicates that the property may not provide a sound investment opportunity based on its current valuation.
Fair value modelled at €373,528 from the area baseline, adjusted for condition and location. Asking €655,000 sits €281,472 (43.0%) above — overpriced versus fair value.
Asking €655,000 versus the rua Jacob Sarmento area baseline of €322,364 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 86/100 (Condition 85 · Materials 88 · Room dimensions 85). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 70/100 (Housing Market 75 · Amenities 65 · Economic 70 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Jacob Sarmento
Area baseline €322,364 + condition +€25,375 + location +€25,789 = modelled fair value of €373,528 (€1,840/m²), a €281,472 (43.0%) gap versus the €655,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Jacob Sarmento | Subject | €655,000 | €3,227 | — | 85 | 70 |
| rua Assis Pacheco, 2 | Active | €434,900 | €2,652 | 17.8% | 78 | 64 |
| Fernão Ferro · 8933f5 | Active | €450,000 | €3,750 | 16.2% | 80 | 79 |
| rua Bento Gonçalves | Active | €610,000 | €3,389 | 5.0% | 85 | 73 |
| Fernão Ferro · 38a7e7 | Active | €539,000 | €3,642 | 12.9% | 82 | 61 |
| Median comp | €494,500 | €3,516 | 9.0% | 81 | 69 |
Long-term rental The property in Fernão Ferro, priced at €655,000, is clearly overpriced given its fair value of €373,528, representing a significant valuation gap of 43.0%. With a gross yield of only 2.7%, this investment strategy is unlikely to generate adequate returns in the long run. Family rental Given the overpriced listing of €655,000 against a fair value of €373,528, families seeking rental options may be deterred by the inflated asking price. The property’s location in a suburban residential area may appeal to families, but the high price limits the appeal for this strategy. Buy-and-hold Investing in this property at €655,000 seems unwise, as its fair value is only €373,528, indicating a 43.0% premium that may not be justifiable. The low 2.7% yield suggests that holding the property for the long-term will likely result in disappointing financial performance. Not ideal for The luxury market will not find this property appealing due to its overpriced status, with a gap from fair value that does not support premium positioning. Additionally, as a short-term vacation rental, the high listing price may deter potential guests looking for value.
Economic and Tenant Instability The property faces a risk due to its economic stability score of 70/100 and tenant stability score of 70/100, indicating potential volatility in rental income and tenant retention.
