This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 3-bathroom apartment of 168 m², built in 2006, energy rating D. Located on rua Professor Ofélia da Cruz Costa, 900, Perafita, Lavra e Santa Cruz do Bispo parish, Matosinhos municipality, Porto district. Key Feature: This property includes a spacious terrace that enhances the living area, perfect for outdoor dining and leisure, adding to its charm and comfort. Unique Aspect: Set within a development boasting a communal pool, offering recreational space along with private amenities. Rare Benefit: The apartment comes with three dedicated parking spaces, a significant asset in urban settings like Matosinhos.
The valuation. The asking price is €498,000, which is €38,983 (7.8%) below the fair value of €536,983. This property is currently underpriced, presenting an attractive investment opportunity for potential buyers.
Fair value modelled at €536,983 from the area baseline, adjusted for condition and location. Asking €498,000 sits €38,983 (7.8%) below — the upside to fair value.
Asking €498,000 versus the rua Professor Ofélia da Cruz Costa, 900 area baseline of €467,376 (€2,782/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 (Condition 82 · Materials 88 · Room dimensions 83). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 76/100 (Housing Market 75 · Amenities 78 · Economic 80 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Professor Ofélia da Cruz Costa, 900
Area baseline €467,376 + condition +€21,000 + location +€48,607 = modelled fair value of €536,983 (€3,196/m²), a €38,983 (7.8%) gap versus the €498,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Professor Ofélia da Cruz Costa, 900 | Subject | €498,000 | €2,964 | — | 82 | 76 |
| Perafita, Lavra e Santa Cruz do Bispo · 49b894 | Active | €468,000 | €4,415 | 48.9% | 80 | 68 |
| rua da Agudela | Active | €425,000 | €3,346 | 12.9% | 70 | 67 |
| travessa de Miguel Duarte Caturro, 50 | Active | €480,000 | €2,791 | 5.9% | 78 | 68 |
| Perafita, Lavra e Santa Cruz do Bispo · 956916 | Active | €375,000 | €3,319 | 12.0% | 70 | 68 |
| Median comp | €446,500 | €3,333 | 12.4% | 74 | 68 |
Long-term rental The property presents a reasonable opportunity for long-term rental, given its 5% gross yield and strong condition rating of 85/100. With the neighbourhood rating at 76/100, it attracts quality tenants and benefits from the safety characteristic of suburban Portugal. Family rental This 3-bed apartment is well-suited for family rentals, providing ample space at 168m² and located in a desirable suburban setting. Its proximity to amenities and a good safety profile makes it an appealing option for families looking for a long-term home. Buy-and-hold The investment strategy of buy-and-hold is supported by this property's strong potential for appreciation, as it is currently subvalorizada at a 7.8% gap below fair value. Coupled with a 5% gross yield, it can deliver consistent cash flow while benefitting from long-term value growth in a quality neighbourhood.
Economic Vulnerability The relatively high economic stability score of 80 suggests strength, but the tenant stability score of 70 indicates potential challenges in retaining reliable tenants, which could negatively impact cash flow and investment returns.
