This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 88 m², energy rating D. Located on rua Santiago, 6, Camarate, Unhos e Apelação parish, Loures municipality, Lisbon district. This property offers two distinct front-facing views, enhancing natural light and creating a spacious, airy ambiance throughout the well-designed living areas.
The valuation. The asking price of €250,000 is significantly above the fair value of €194,467, indicating an overvaluation of €55,533 (22.2%). This suggests the property is overpriced for current market conditions.
Fair value modelled at €194,467 from the area baseline, adjusted for condition and location. Asking €250,000 sits €55,533 (22.2%) above — overpriced versus fair value.
Asking €250,000 versus the rua Santiago, 6 area baseline of €188,848 (€2,146/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 67/100 (Condition 70 · Materials 65 · Room dimensions 70). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 72/100 (Housing Market 70 · Amenities 75 · Economic 75 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Santiago, 6
Area baseline €188,848 + condition -€11,000 + location +€16,619 = modelled fair value of €194,467 (€2,210/m²), a €55,533 (22.2%) gap versus the €250,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Santiago, 6 | Subject | €250,000 | €2,841 | — | 70 | 72 |
| rua Alferes Barrilaro Ruas | Active | €275,000 | €4,167 | 46.7% | 62 | 78 |
| rua Doutor José Saraiva, 64 | Active | €307,000 | €4,039 | 42.2% | 66 | 76 |
| praceta Ermelinda Tavares | Active | €220,000 | €3,385 | 19.1% | 60 | 72 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 0900e2 | Active | €290,000 | €3,412 | 20.1% | 58 | 74 |
| Median comp | €282,500 | €3,726 | 31.1% | 61 | 75 |
Long-term rental This property, with a gross yield of 5.5%, is not positioned for attractive long-term rental income as it trades at a 22.2% premium to its fair value of €194,467. The higher price diminishes potential returns, and therefore may not appeal to investors pursuing long-term rental strategies. Family rental At €250,000, this property exceeds the fair value by 22.2%, making it a less favorable option for rental to families seeking affordable housing. The current condition rating of 67/100 further indicates that the property might not meet the standards expected by family tenants, weakening its attractiveness in this segment. Buy-and-hold While buy-and-hold strategies typically focus on appreciating value over time, this apartment is overpriced by 22.2%, likely leading to slower capital appreciation. Investors may find it challenging to see significant returns from a buy-and-hold approach given its elevated asking price compared to the fair value assessment. Short-term rental Not ideal for short-term rental opportunities, this property’s overpriced status at €250,000 suggests a speculative risk that is unsuited for this strategy. The neighborhood's overall housing market conditions may not support the higher returns typically desired by short-term rental investors. Student housing The property is not conducive for student housing scenarios, particularly given its high price point relative to the fair value. This overpricing could deter students seeking budget-friendly accommodation options in a suburban area of Greater Lisbon.
Tenant turnover risk: With a tenant stability score of 70/100, there's a potential for higher tenant turnover, which could lead to increased vacancy rates and associated costs.
