This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom house of 252 m², built in 2022, energy rating A. Located on rua Funde de Vila, 274, Matosinhos e Leça da Palmeira parish, Matosinhos municipality, Porto district. The property includes architectural plans for a premium outdoor space featuring a swimming pool and barbecue area, enhancing its potential for personalized outdoor living.
The valuation. The asking price of €850,000 is €70,359 (8.3%) above the fair value of €779,641, indicating the property is overpriced. This discrepancy may deter potential buyers seeking value.
Fair value modelled at €779,641 from the area baseline, adjusted for condition and location. Asking €850,000 sits €70,359 (8.3%) above — overpriced versus fair value.
Asking €850,000 versus the rua Funde de Vila, 274 area baseline of €701,064 (€2,782/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 80/100 (Condition 77 · Materials 85 · Room dimensions 79). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 71/100 (Housing Market 75 · Amenities 65 · Economic 70 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Funde de Vila, 274
Area baseline €701,064 + condition +€19,688 + location +€58,889 = modelled fair value of €779,641 (€3,094/m²), a €70,359 (8.3%) gap versus the €850,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Funde de Vila, 274 | Subject | €850,000 | €3,373 | — | 77 | 71 |
| rua Pêro Escobar | Active | €895,000 | €3,943 | 16.9% | 73 | 72 |
| rua Alcaide de Faria, 223 | Active | €345,000 | €6,635 | 96.7% | 82 | 67 |
| Aldoar, Foz Do Douro e Nevogilde · 0dcc59 | Active | €1,100,000 | €6,918 | 105.1% | 80 | 77 |
| Matosinhos e Leça da Palmeira · 090117 | Active | €800,000 | €4,762 | 41.2% | 78 | 78 |
| Median comp | €847,500 | €5,699 | 68.9% | 79 | 75 |
Long-term rental The property is overpriced at €850,000 compared to a fair value of €779,641, presenting an 8.3% gap that affects the investment appeal. With a gross yield of only 2.8%, this option would struggle to generate substantial returns for long-term rental investors. Family rental As a family rental, the property’s high price of €850,000 does not justify the income potential, given its fair value of €779,641, resulting in an 8.3% disparity. While the neighborhood boasts good schools, the 2.8% gross yield indicates that affordability and yield may deter potential family tenants. Buy-and-hold Though the buy-and-hold strategy could traditionally yield benefits over time, the current market price of €850,000 significantly exceeds its fair value of €779,641, resulting in an 8.3% discrepancy. The projected gross yield of 2.8% may limit long-term growth potential in an overpriced market, diminishing overall investment effectiveness.
Economic and Tenant Instability The economic stability and tenant stability scores are both at 70/100, indicating a moderate risk of fluctuations in property income due to potential changes in the local economy or tenant turnover.
