This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 154 m², energy rating A+. Located Fernão Ferro parish, Seixal municipality, Setúbal district. This property includes a spacious open-plan kitchen-living area with a fireplace and heat recovery system, enhancing comfort and energy efficiency in a modern layout.
The valuation. The asking price of €640,000 sits €364,606 (57.0%) above the fair value of €275,394, marking this property as overpriced. Such a discrepancy suggests limited potential for capital appreciation in the near term.
Fair value modelled at €275,394 from the area baseline, adjusted for condition and location. Asking €640,000 sits €364,606 (57.0%) above — overpriced versus fair value.
Asking €640,000 versus the Fernão Ferro, Seixal, Setúbal area baseline of €244,552 (€1,588/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 81/100 (Condition 78 · Materials 85 · Room dimensions 80). Above-median finish quality lifts fair value versus a baseline unit needing CapEx.
Neighbourhood score 68/100 (Housing Market 70 · Amenities 70 · Economic 65 · Tenant Quality 65). Strong amenities and housing-market momentum support a premium to baseline.
Fernão Ferro, Seixal, Setúbal
Area baseline €244,552 + condition +€13,234 + location +€17,608 = modelled fair value of €275,394 (€1,788/m²), a €364,606 (57.0%) gap versus the €640,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Fernão Ferro · ba5aba | Subject | €640,000 | €4,156 | — | 78 | 68 |
| rua Bento Gonçalves | Active | €610,000 | €3,389 | 18.5% | 78 | 66 |
| rua Bento Gonçalves | Active | €610,000 | €3,389 | 18.5% | 85 | 73 |
| Fernão Ferro · 001556 | Active | €550,000 | €3,767 | 9.4% | 80 | 64 |
| Fernão Ferro · ba5bfa | Active | €595,000 | €3,500 | 15.8% | 87 | 65 |
| Median comp | €602,500 | €3,445 | 17.1% | 83 | 66 |
Long-term rental The property's price of €640,000 significantly exceeds its fair value of €275,394, suggesting a 57.0% gap that indicates it's overpriced. With a gross yield of only 2.7% and a neighbourhood rating of 68/100, long-term rental prospects seem limited given the elevated cost. Family rental While this 4-bed house may seem suitable for family rentals, its price of €640,000 far surpasses the fair value of €275,394, indicating a significant overvaluation of 57.0%. The condition score of 81/100 is commendable, but the high asking price detracts from its viability for families seeking affordable housing options. Buy-and-hold Though holding onto this property may seem attractive at first glance, the asking price of €640,000 is distinctly higher than its fair value of €275,394, reflecting a troubling 57.0% overpricing. The lack of yield potential at 2.7% implies that this buy-and-hold strategy may not yield satisfactory returns in a suburban setting. Not ideal for: Luxury market Given its fair value is well below the listing price, this property does not align with luxury market expectations, indicating that it is overpriced. High-end buyers are unlikely to invest in property that does not reflect true luxury standards. Not ideal for: Student housing This property is overpriced at €640,000, well above its fair value of €275,394, making it unsuitable for student housing. The high price point and limited yield potential mean it wouldn't attract students looking for affordable rental options.
Tenant turnover risk A tenant stability score of 65/100 suggests a moderate risk of turnover, which may lead to increased vacancy rates and associated costs.
