This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 71 m², energy rating D. Located on rua Jaime Lopes Dias S / N, Lumiar parish, Lisbon municipality, Lisbon district. Noteworthy Feature: The apartment boasts excellent natural light throughout and features a spacious enclosed balcony that can easily be adapted for family leisure or work needs.
The valuation. The asking price of €410,000 sits €118,519 (28.9%) above fair value, indicating that this property is overpriced. Therefore, prospective investors should proceed with caution when considering this investment.
Fair value modelled at €291,481 from the area baseline, adjusted for condition and location. Asking €410,000 sits €118,519 (28.9%) above — overpriced versus fair value.
Asking €410,000 versus the rua Jaime Lopes Dias S / N area baseline of €279,598 (€3,938/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 60/100 (Condition 62 · Materials 60 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 76/100 (Housing Market 80 · Amenities 78 · Economic 75 · Tenant Quality 70). Strong amenities and housing-market momentum support a premium to baseline.
rua Jaime Lopes Dias S / N
Area baseline €279,598 + condition -€17,195 + location +€29,078 = modelled fair value of €291,481 (€4,105/m²), a €118,519 (28.9%) gap versus the €410,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Jaime Lopes Dias S / N | Subject | €410,000 | €5,775 | — | 62 | 76 |
| rua Amélia Rey Colaço, 14 | Active | €295,000 | €3,207 | 44.5% | 65 | 65 |
| Odivelas · ba5b98 | Active | €285,000 | €4,385 | 24.1% | 52 | 75 |
| Odivelas · f36062 | Active | €279,000 | €3,822 | 33.8% | 70 | 73 |
| Póvoa de Santo Adrião e Olival Basto · 95692b | Active | €230,000 | €4,600 | 20.3% | 60 | 72 |
| Median comp | €282,000 | €4,104 | 28.9% | 63 | 73 |
Long-term rental This property is not ideal for long-term rental as it is overpriced, with a gap of 28.9% from fair value at €291,481. The low yield of 3.2% further diminishes its attractiveness, especially given the property's condition rating of 60/100. Family rental While family rentals are common in this suburban region, the €410,000 listing price for this apartment skews the investment towards being overpriced. Families typically seek good value, and with the fair value substantially lower, this property may be less appealing to potential renters in search of suitable accommodation. Buy-and-hold Holding this property presents a challenge due to its overpriced status, significantly diverging from the calculated fair value. Investors looking for stable appreciation may find that the acquisition price limits potential upside in a market where fair value reflects proper investment strategy.
Economic Risk The economic stability score of 75 suggests potential vulnerability to market fluctuations, while the tenant stability score of 70 indicates a moderate risk of tenant turnover and rental income inconsistency.
