This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom apartment of 134 m² on the 1st floor, built in 2000, energy rating D. Located on rua Teresa Borges, 22B, Alto do Seixalinho, Santo André e Verderena parish, Barreiro municipality, Setúbal district. Key Feature: The apartment boasts excellent solar exposure, ensuring ample natural light throughout the day and enhancing the living experience in each space.
The valuation. The asking price of €339,000 is significantly above the fair value of €232,000, indicating an overpriced status of €107,000 (31.6%). Such a valuation suggests limited potential for immediate financial return. Buy-to-flip angle. A buy-to-flip strategy might face challenges due to overvaluation, making quick resale less appealing unless substantial market appreciation occurs. Profit margins may be slim under the current assessment. Buy-to-let angle. The property could generate an estimated monthly rental income of €1,017, resulting in a gross yield of 3.6%. The location's accessibility to Lisbon may attract long-term tenants, ensuring steady cash flow despite the higher initial investment.
Fair value modelled at €232,000 from the area baseline, adjusted for condition and location. Asking €339,000 sits €107,000 (31.6%) above — overpriced versus fair value.
Asking €339,000 versus the rua Teresa Borges, 22B area baseline of €399,454 (€2,981/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 68/100 (Condition 70 · Materials 75 · Room dimensions 65). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 68/100 (Housing Market 70 · Amenities 65 · Economic 70 · Tenant Quality 60). Strong amenities and housing-market momentum support a premium to baseline.
rua Teresa Borges, 22B
Area baseline €399,454 + condition -€15,075 + location +€16,595 = modelled fair value of €232,000 (€1,731/m²), a €107,000 (31.6%) gap versus the €339,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Teresa Borges, 22B | Subject | €339,000 | €2,530 | — | 70 | 68 |
| praceta José Escada | Active | €224,900 | €2,418 | 4.4% | 57 | 71 |
| Barreiro e Lavradio · ba3fc2 | Active | €350,000 | €2,555 | 1.0% | — | 73 |
| urbanização Fidalguinhos Fidalguinhos | Active | €350,000 | €2,555 | 1.0% | 70 | 64 |
| rua Presidente Manuel Teixeira Gomes | Active | €230,000 | €2,212 | 12.6% | 71 | 80 |
| Median comp | €290,000 | €2,487 | 1.7% | 70 | 72 |
Long-term rental This property, listed at €339,000, significantly exceeds its fair value of €232,000 by 31.6%, making it an unwise investment for long-term rental strategies. With a low gross yield of 3.6%, the returns may not justify the high purchase price amidst moderate neighborhood conditions. Buy-and-hold The buy-and-hold strategy is not advisable for this apartment due to its inflated price relative to fair market value, particularly with a notable gap of 31.6%. Given the current yield of 3.6% and above-average neighborhood conditions, potential capital appreciation seems limited in this overpriced segment. Family rental As an option for family rental, the property’s pricing at €339,000 compared to its fair value of €232,000 indicates that it is overpriced, resulting in diminished rental viability. Additionally, the gross yield of 3.6% in a neighborhood rated at 68/100 does not support the investment for stable family-oriented tenants. Not ideal for short-term vacation rental The apartment's valuation of €339,000 makes it overpriced, diminishing its potential as a short-term vacation rental. With a fair value at €232,000, the high entry cost challenges profitability for this rental strategy. Not ideal for luxury market This property does not align with luxury market expectations as it remains overpriced at €339,000 versus a fair value of €232,000. The mediocre condition and neighborhood ratings further undermine its appeal in the luxury segment.
Economic downturn risk The property faces potential revenue instability due to an economic stability score of 70/100, which indicates moderate vulnerability to market fluctuations. Tenant turnover risk A tenant stability score of 60/100 raises concerns about possible frequent tenant turnover, which could lead to increased vacancy rates and rental income loss.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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