This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 108 m² on the 1st floor, built in 2009, energy rating C. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This apartment boasts three solar fronts, ensuring abundant natural light throughout the day, and offers a direct view of a landscaped garden with a playground.
The valuation. The asking price of €420,000 sits €65,455 (18.5%) above the fair value of €354,545, indicating that the property is overpriced. This discrepancy suggests that potential buyers should carefully consider their investment strategy before proceeding.
Fair value modelled at €354,545 from 6 comparable sales in the area. Asking €420,000 sits €65,455 (18.5%) above — overpriced versus fair value.
Asking €420,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €276,136 (€2,557/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 81/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €276,136, adjusted for condition and micro-location, gives a modelled fair value of €354,545 (€3,283/m²), a €65,455 (18.5%) gap versus the €420,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · efdd43 | Subject | €420,000 | €3,889 | — | 78 | 62 |
| praceta Nascimento Fernandes, 3 | Active | €340,000 | €3,953 | 1.7% | 72 | 66 |
| Loulé (São Clemente) · f46d17 | Active | €330,000 | €2,260 | 41.9% | 78 | 70 |
| Loulé (São Clemente) · 87501d | Active | €420,000 | €3,111 | 20.0% | 76 | 62 |
| rua Joaquim António Pires, 17 | Active | €305,000 | €2,798 | 28.0% | 74 | 54 |
| Median comp | €335,000 | €2,955 | 24.0% | 75 | 64 |
Short-term vacation rental The current listing price of €420,000 is 18.5% above the fair value of €354,545, making it an overpriced option for a short-term vacation rental. Given the gross yield of only 3.1%, the investment's return potential is diminished in a market driven primarily by tourism. Buy-and-hold Investing in this property for a buy-and-hold strategy is not advisable as the apartment is priced 18.5% above its fair value of €354,545. With a gross yield of just 3.1% and a neighborhood rating of 62/100, the long-term returns may not justify the upfront cost. Family rental This property is overpriced at €420,000, 18.5% above the fair value of €354,545, which could deter potential families looking for reasonably priced rental options. The average condition score of 81/100 and neighborhood amenities do not align with the high asking price, limiting its appeal for long-term family rentals.
Economic downturn risk With an economic stability score of 55/100, fluctuations in the local economy could lead to decreased property values or higher vacancy rates. Tenant turnover risk A tenant stability score of 60/100 indicates potential challenges in retaining tenants, which could result in increased costs associated with vacancies and property management.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Log in to continue
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Log in to buy the report or use a credit
