This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 80 m², energy rating A+. Located Loulé (São Sebastião) parish, Loulé municipality, Faro district. This apartment features a spacious terrace with a private pool, seamlessly extending the living space and enhancing outdoor leisure opportunities under the attractive Algarvian climate.
The valuation. The asking price of €495,000 significantly exceeds the fair value of €305,691 by €189,309 (61.9%), indicating that this property is overpriced despite its appealing features. Buy-to-flip angle. With the substantial price gap, a buy-to-flip strategy may not yield profitable returns for resale, as the property is priced above market expectations. Buy-to-let angle. The projected gross yield is 0%, rendering a buy-to-let strategy unviable unless rental rates improve significantly in this mixed neighborhood.
Fair value modelled at €305,691 from 5 comparable sales in the area. Asking €495,000 sits €189,309 (61.9%) above — overpriced versus fair value.
Asking €495,000 versus the Loulé (São Sebastião), Loulé, Faro area baseline of €219,605 (€2,745/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €219,605, adjusted for condition and micro-location, gives a modelled fair value of €305,691 (€3,821/m²), a €189,309 (61.9%) gap versus the €495,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Sebastião) · efdd9f | Subject | €495,000 | €6,188 | — | 82 | 64 |
| Loulé (São Clemente) · 19f4e6 | Active | €470,000 | €3,821 | 38.2% | 80 | 69 |
| rua Ascensão Guimarães, 169 | Active | €480,000 | €4,615 | 25.4% | 75 | 76 |
| Loulé (São Clemente) · 4390f5 | Active | €297,500 | €3,542 | 42.8% | 74 | 60 |
| Loulé (São Clemente) · d749e9 | Active | €470,000 | €3,615 | 41.6% | 80 | 71 |
| Median comp | €470,000 | €3,718 | 39.9% | 78 | 70 |
Short-term vacation rental The property is listed at €495,000, which represents a significant gap of 61.9% compared to its fair value of €305,691. Given the current yield of 0% gross and the steep price, this investment is not well-positioned for short-term vacation rental profitability. Buy-and-hold At an asking price of €495,000, the property is overpriced by 61.9% compared to its fair value of €305,691, contributing to a zero gross yield. This detrimental pricing prevents a successful buy-and-hold investment strategy in a tourism-driven economy. Family rental Despite the property's solid condition rating of 85/100, its listing price of €495,000 is 61.9% above the fair value of €305,691, making it overpriced. The current yield of 0% gross further indicates that this property is not a viable option for a family rental investment in the area.
Economic vulnerability The economic stability score of 55/100 indicates a higher susceptibility to market fluctuations and downturns that could impact revenue generation.
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