This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 84 m² on the 3rd floor, built in 2012, energy rating B. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: The apartment includes a remarkable 18 m² panoramic terrace ideal for sunset views, along with high-security features such as a video intercom and reinforced entrance door.
The valuation. The asking price of €297,500 is approximately 3.2% below the fair value of €307,493, indicating the property is priced at a reasonable level. This suggests a good opportunity without excessive premiums attached. Buy-to-flip angle. A buy-to-flip strategy could capitalize on the property’s attractive condition and local demand, anticipating a profitable resale through minor cosmetic updates. Quick renovations could yield significant returns in the vibrant Algarve market. Buy-to-let angle. The estimated monthly rental income of €1,066 provides a gross yield of 4.3%, making it an appealing option for long-term rental investment. The favorable tourist market also suggests potential for short-term vacation rentals, enhancing cash flow opportunities.
Fair value modelled at €307,493 from 6 comparable sales in the area. Asking €297,500 sits €9,993 (3.2%) below — the upside to fair value.
Asking €297,500 versus the Loulé (São Clemente), Loulé, Faro area baseline of €256,249 (€3,051/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €256,249, adjusted for condition and micro-location, gives a modelled fair value of €307,493 (€3,661/m²), a €9,993 (3.2%) gap versus the €297,500 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 4390f5 | Subject | €297,500 | €3,542 | — | 74 | 60 |
| Loulé (São Clemente) · 0022f7 | Active | €375,000 | €4,032 | 13.9% | 73 | 68 |
| Loulé (São Clemente) · d749e9 | Active | €470,000 | €3,615 | 2.1% | 80 | 71 |
| Loulé (São Clemente) · 4202b8 | Active | €315,000 | €3,706 | 4.6% | 80 | 63 |
| rua Garcia Domingues | Active | €445,000 | €2,764 | 22.0% | 73 | 70 |
| Median comp | €410,000 | €3,661 | 3.4% | 77 | 69 |
Short-term vacation rental This 2-bed apartment in Loulé offers a 4.3% gross yield, which is decent for the short-term vacation rental market in this tourism-driven location. With a fair valuation indicating a gap of just 3.2%, it aligns reasonably with market expectations but does not present a significant opportunity for extraordinary returns. Long-term rental The property provides stable potential as a long-term rental with a fair valuation and a yield of 4.3%, suitable for attracting long-term tenants in the Algarve. However, given its condition score of 76/100 and neighborhood score of 60/100, it may not command premium rents or attract the highest quality tenants. Buy-and-hold As a buy-and-hold investment, the property maintains a fair value with modest returns, reflecting the stability of the Algarve property market. While the 4.3% yield supports a reasonable investment thesis, investors should consider how local economic dependencies on tourism might impact long-term performance given the fair valuation status.
Economic Vulnerability The property's economic stability score of 55/100 indicates potential susceptibility to market fluctuations, which could impact tenant demand and rental income.
Year 1, before income tax (IRS or IRC). Includes IMT, stamp duty, IMI and AIMI for a resident individual. Estimate: check with your accountant.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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