This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 72 m² on the 1st floor, energy rating E. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This apartment includes a versatile extra room suitable for an office or other uses, as well as access to a communal terrace for outdoor relaxation. Location Highlights: Situated in the heart of Loulé, it offers easy access to shops, services, and restaurants, enhancing everyday convenience.
The valuation. The asking price of €319,000 is just €6,821 (2.1%) below the fair value of €325,821, which confirms that the property is fairly priced. This positions it as an attractive opportunity for potential buyers. Buy-to-flip angle. The resale strategy involves minor cosmetic upgrades to enhance appeal before listing at a higher price point. Given the high-quality finishes, a swift sale could yield attractive returns on investment. Buy-to-let angle. With an estimated rental income of €1,037 per month, the property offers a gross yield of 3.9%. This makes it a viable option for buy-and-hold investors looking for steady cash flow in a popular vacation destination.
Fair value modelled at €325,821 from 6 comparable sales in the area. Asking €319,000 sits €6,821 (2.1%) below — the upside to fair value.
Asking €319,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €283,341 (€3,935/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 74/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €283,341, adjusted for condition and micro-location, gives a modelled fair value of €325,821 (€4,525/m²), a €6,821 (2.1%) gap versus the €319,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · 5da23c | Subject | €319,000 | €4,431 | — | 72 | 76 |
| rua Doutor Francisco Sá Carneiro, 2 | Active | €229,000 | €4,580 | 3.4% | 76 | 64 |
| rua Ramalho Ortigão, 1 | Active | €290,000 | €5,088 | 14.8% | 88 | 63 |
| Loulé (São Clemente) · 0019a8 | Active | €295,000 | €4,214 | 4.9% | 68 | 64 |
| Loulé (São Clemente) · 3d98a9 | Active | €350,000 | €2,991 | 32.5% | 73 | 74 |
| Median comp | €292,500 | €4,397 | 0.8% | 75 | 64 |
Short-term vacation rental With a gross yield of 3.9%, this property presents an opportunity for short-term vacation rental given Loulé's appeal as a tourist destination in the Algarve. However, the yield is modest, and the property is fairly priced at €319,000, slightly below its fair value of €325,821. Buy-and-hold Investing in this 2-bed apartment may not yield substantial long-term capital appreciation, as it is fairly priced and currently offers a low yield of 3.9%. The overall condition rating of 74 out of 100 and the neighborhood score of 76 out of 100 indicate decent livability, but potential investors should recognize that this property may not significantly outperform the market. Long-term rental The property could work well as a long-term rental, especially considering the stable tenant quality in the Loulé area, complemented by the neighborhood's amenities and overall conditions. Nevertheless, at a fair price of €319,000, the anticipated returns may not be as appealing, given the current gross yield of 3.9% compared to other investment opportunities in the region.
Potential Market Downturn The economic stability score of 75/100 indicates a moderate risk of economic fluctuations that could impact tenant demand and rental income.
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