This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
5-bedroom, 3-bathroom house of 179 m², built in 2010, energy rating C. Located on calçada Serra, 176, São Pedro Fins parish, Maia municipality, Porto district. Noteworthy Features: The property includes a high-end heat recovery unit and solar panels with a 10 kW battery, enhancing energy autonomy and sustainability. Condition Notes: Excellent condition with modern finishes and minimal wear evident.
The valuation. The asking price of €499,000 reflects a significant premium over the fair value of €326,703, resulting in an overpricing of €172,297 (52.7%). This property is clearly not a feasible investment given its inflated valuation.
Fair value modelled at €326,703 from 6 comparable sales in the area. Asking €499,000 sits €172,297 (52.7%) above — overpriced versus fair value.
Asking €499,000 versus the calçada Serra, 176 area baseline of €183,250 (€1,024/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 84/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €183,250, adjusted for condition and micro-location, gives a modelled fair value of €326,703 (€1,825/m²), a €172,297 (52.7%) gap versus the €499,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| calçada Serra, 176 | Subject | €499,000 | €2,788 | — | 80 | 68 |
| Alfena · 6530dc | Active | €650,000 | €2,241 | 19.6% | 75 | 72 |
| Alfena · 99f334 | Active | €450,000 | €2,195 | 21.3% | 72 | 70 |
| Folgosa · cfe22a | Active | €440,000 | €1,796 | 35.6% | 73 | 67 |
| travessa Norton de Matos | Active | €337,500 | €1,854 | 33.5% | 72 | 65 |
| Median comp | €445,000 | €2,025 | 27.4% | 73 | 69 |
Long-term rental The property at €499,000 presents a significant gap of 52.7% against its fair value of €326,703, indicating that it is overpriced for long-term rental purposes. With a gross yield of only 3.4%, the return does not justify the inflated acquisition cost in a stable yet competitive market. Family rental This 5-bed house in São Pedro Fins is priced at €499,000, which exceeds the fair value by 52.7%, labeling it as overpriced for family rental strategies. Although the suburban amenities and low crime rates could attract families, the current pricing may deter potential renters seeking affordability. Buy-and-hold Investing in this property at €499,000, significantly above its fair value of €326,703, renders it an overpriced buy-and-hold opportunity. While the proximity to Porto offers stability, the high initial cost coupled with a modest yield of 3.4% raises concerns about long-term capital appreciation prospects.
Tenant turnover risk With a tenant stability score of 60/100, there is a significant risk of increased vacancy rates and turnover costs that could impact rental income stability.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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