This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 3-bathroom apartment of 111 m², built in 2007. Located Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: This property includes two underground parking spaces and a private storage room, enhancing convenience and accessibility for residents.
The valuation. The asking price of €530,000 is €54,428 (11.4%) above the fair value of €475,572, indicating that the property is overpriced. This results in a valuation that does not align with current market expectations. Buy-to-flip angle. A buy-to-flip strategy would require significant renovations to increase appeal and justify a higher resale price, as the current condition reflects a rating of 79/100. Targeting a trendy short-term rental setup could yield a profitable flip. Buy-to-let angle. The estimated rental income of €1,060/month provides a gross yield of 2.4%, making this property suitable for buy-and-hold strategies. Its proximity to tourist infrastructure in the Algarve supports prospects for family rentals or short-term vacation stays.
Fair value modelled at €475,572 from 6 comparable sales in the area. Asking €530,000 sits €54,428 (11.4%) above — overpriced versus fair value.
Asking €530,000 versus the Loulé (São Clemente), Loulé, Faro area baseline of €399,516 (€3,599/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 79/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €399,516, adjusted for condition and micro-location, gives a modelled fair value of €475,572 (€4,284/m²), a €54,428 (11.4%) gap versus the €530,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Loulé (São Clemente) · cc9ab3 | Subject | €530,000 | €4,775 | — | 80 | 71 |
| Loulé (São Clemente) · 6d5275 | Active | €650,000 | €8,228 | 72.3% | 70 | 76 |
| Loulé (São Clemente) · d7495e | Active | €1,390,000 | €14,479 | 203.2% | 88 | 75 |
| Loulé (São Clemente) · efdd43 | Active | €420,000 | €3,889 | 18.6% | 78 | 62 |
| praceta Nascimento Fernandes, 3 | Active | €340,000 | €3,953 | 17.2% | 72 | 66 |
| Median comp | €535,000 | €6,091 | 27.6% | 75 | 71 |
Short-term vacation rental The 2-bed apartment in Loulé is overpriced at €530,000, especially given a fair value of €475,572, which presents an 11.4% gap. With a gross yield of only 2.4%, the property may struggle to attract sufficient short-term rental demand in a less central area. Buy-and-hold Investing in this property as a buy-and-hold strategy is questionable since it is overpriced relative to its fair value, limiting potential appreciation and returns. The current gross yield of 2.4% indicates that rental income may not justify the high purchase price in the long term. Family rental Considering the family rental strategy, this apartment is overpriced, with a valuation exceeding the fair market price by 11.4%. While the neighborhood offers some amenities, the property's yield of 2.4% suggests that it may not provide sufficient income to justify the elevated cost for long-term family tenants.
Economic Fluctuations Risk The economic stability score of 68/100 indicates a moderate risk of fluctuations that could affect tenant retention and rental income potential.
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