This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroomapartment of 101 m². Located on rua de Monsanto, Paranhos parish, Porto municipality, Porto district. Remarkable Feature: This apartment boasts a spacious 14 m² private terrace, perfect for outdoor dining and relaxation, enhancing the overall living experience in the heart of Porto.
Financial Summary
The valuation. The asking price of €290,000 is below the fair value of €320,334, presenting an attractive investment opportunity with a difference of €30,334 (9.5%). The property is therefore fairly priced for potential investors.
Buy-to-flip angle. A buy-and-flip strategy could yield profitable returns, given the potential for cosmetic upgrades in a high-condition apartment and resale at a higher price point, depending on market demand.
Buy-to-let angle. With an estimated gross yield of 4.9%, renting the apartment for approximately €1,184 per month presents a strong long-term rental strategy, appealing to families due to its suburb location and quality features.
Valuation
Fair value modelled at €320,334 from 6 comparable sales in the area. Asking €290,000 sits €30,334 (9.5%) below — the upside to fair value.
1 · Base gap€296,836
Asking €290,000 versus the rua de Monsanto area baseline of €296,836 (€2,939/m²) for a median-condition unit of this size — the gap before quality adjustments.
2 · Condition adjustment+€37,984
AI Condition Index 82/100 is above the parish average, lifting fair value versus a typical-condition unit.
3 · Micro-location adjustment-€14,486
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Fair value€320,334
Base gap of €296,836, adjusted for condition and micro-location, gives a modelled fair value of €320,334 (€3,172/m²), a €30,334 (9.5%) gap versus the €290,000 asking price.
Long-term rental
The property presents a gross yield of 4.9%, indicating a reasonable return on investment, but as it is priced fairly below the fair value, its potential for price appreciation may be limited. Given the neighborhood's respectable safety and access to amenities, it can attract stable long-term tenants.
Family rental
With a condition rating of 82/100 and a solid neighborhood score of 70/100, the apartment is well-suited for families seeking a comfortable living environment. However, the fair valuation suggests that while it meets the market standard, it may not offer significant room for appreciation.
Buy-and-hold
Owning this apartment as a long-term buy-and-hold strategy could be beneficial due to its fair pricing and decent condition, but the small gap to fair value implies limited upward movement in pricing. The suburban nature of Paranhos ensures steady demand, yet the yield and growth potential remain moderate under current market conditions.
Risks
Economic Volatility Risk The property is at risk due to a relatively low economic stability score of 70/100, paired with a concerning tenant stability score of 60/100, indicating potential fluctuations in rental income.
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AP
Antonio Pedro PintoInvestor / private buyer
The 9.5% gap reads well in the headline, but almost all of it comes from one line: the +€37,984 condition adjustment. That is roughly 13% of the base value hanging on a score derived from listing photos. I have walked into plenty of Porto flats that photograph at 80+ and still need the kitchen and…
1 interested
Property valuation: Fair valueHIGH CONFIDENCE
Livability: GOOD
−€30k at fair value
€290k€354k
🏠
€320k fair
CAVEATS
ℹSubject energy rating is unknown (district median assumed).
ℹSubject's €/m² sits outside the comparable range — price it with caution.
Listed ByDiogo Santos
Full property report
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.