This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 75 m², energy rating G. Located Santa Iria de Azóia, São João da Talha e Bobadela parish, Loures municipality, Lisbon district. Noteworthy Features: The apartment includes a private terrace and a separate storage annex, providing valuable outdoor space and extra storage that enhance its appeal. Valuation Verdict: Excellent potential for appreciation with renovation.
The valuation. The asking price of €240,000 is slightly below the fair value of €242,124, indicating a fair valuation with only a €2,124 difference (0.9%). This position suggests the property is priced accurately for the market. Buy-to-flip angle. With an adequate margin at fair value, a buy-to-flip approach could involve minor renovations targeting kitchen and bathroom updates before reselling to maximize profit. These improvements may yield a higher resale price within the competitive market. Buy-to-let angle. The estimated rental income of €880/month presents a gross yield of 4.4%, ideal for long-term family rentals. Given the suburban setting and low crime rate, there is strong potential for consistent tenant demand in this location.
Fair value modelled at €242,124 from 6 comparable sales in the area. Asking €240,000 sits €2,124 (0.9%) below — the upside to fair value.
Asking €240,000 versus the Santa Iria de Azóia, São João da Talha e Bobadela, Loures, Lisbon area baseline of €289,599 (€3,861/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 37/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €289,599, adjusted for condition and micro-location, gives a modelled fair value of €242,124 (€3,228/m²), a €2,124 (0.9%) gap versus the €240,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| Santa Iria de Azóia, São João da Talha e Bobadela · 5e64c5 | Subject | €240,000 | €3,200 | — | 30 | 72 |
| Camarate, Unhos e Apelação · 6c7826 | Active | €215,000 | €3,162 | 1.2% | 40 | 72 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 5da21f | Active | €269,000 | €3,363 | 5.1% | 30 | 76 |
| rua Bento Gonçalves | Active | €218,000 | €1,463 | 54.3% | — | 78 |
| Santa Iria de Azóia, São João da Talha e Bobadela · 89364a | Active | €265,000 | €2,944 | 8.0% | 52 | 73 |
| Median comp | €241,500 | €3,053 | 4.6% | 40 | 75 |
Family rental This property offers a gross yield of 4.4%, indicating potential for steady income from family tenants in a suburban environment with a low crime rate. While the property is currently priced fairly, its condition rating of 37/100 suggests the need for improvements to maximize rental appeal. Long-term rental With a fair market value just marginally above the listing price, this 2-bed apartment is positioned to cater to long-term tenants seeking residence in a desirable neighbourhood rated 72/100. However, the property's lower condition may limit its attractiveness and require investment to enhance tenant quality. Buy-and-hold Investing in this property as a buy-and-hold strategy is reasonable due to its stable gross yield of 4.4% within a growing suburban market, suitable for potential price appreciation over time. Despite its fair valuation, the property's condition may necessitate ongoing upkeep to maintain its appeal in the rental market.
Economic Dependence Risk The property may be vulnerable to economic fluctuations, as indicated by a 70 economic stability score, which suggests a moderate level of economic risk affecting tenant demand and rental income.
Contributions are public and shown with the author's name and role. Links posted by users are not endorsed by Private Markets.
Log in to continue
Please log in or create an account to access this page.
No posts yet for this property.
Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
Log in to buy the report or use a credit
