This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 214 m², energy rating B. Located on rua Engenheiro Duarte Pacheco, Loulé (São Clemente) parish, Loulé municipality, Faro district. Noteworthy Features: The property boasts a private terrace ideal for outdoor gatherings, complemented by breathtaking views of the castle walls and the sea, enhancing its unique appeal.
The valuation. The asking price of €440,000 is significantly below its fair value of €534,015, creating an opportunity with a discrepancy of €94,015 (17.6%). Verdict: underpriced.
Fair value modelled at €534,015 from 6 comparable sales in the area. Asking €440,000 sits €94,015 (17.6%) below — the upside to fair value.
Asking €440,000 versus the rua Engenheiro Duarte Pacheco area baseline of €394,195 (€1,842/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 76/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €394,195, adjusted for condition and micro-location, gives a modelled fair value of €534,015 (€2,495/m²), a €94,015 (17.6%) gap versus the €440,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Engenheiro Duarte Pacheco | Subject | €440,000 | €2,056 | — | 74 | 67 |
| Loulé (São Sebastião) · d7499f | Active | €699,900 | €2,333 | 13.5% | 68 | 70 |
| Loulé (São Clemente) · cfe0dc | Active | €895,000 | €3,086 | 50.1% | 78 | 65 |
| Loulé (São Clemente) · d749c5 | Active | €699,000 | €2,658 | 29.3% | 72 | 67 |
| urbanização de Santa Catarina, 73 | Active | €699,000 | €991 | 51.8% | 73 | 66 |
| Median comp | €699,450 | €2,496 | 21.4% | 73 | 67 |
Short-term vacation rental This property’s competitive price at €440,000 compared to a fair value of €534,015 presents an opportunity for short-term vacation rental investments, leveraging the 5.4% gross yield. The location near the Algarve coast will likely attract seasonal tourists, enhancing occupancy rates and rental income. Long-term rental With a fair value gap of 17.6%, this property represents a worthwhile option for long-term rental, particularly given its favorable yield of 5.4%. The neighborhood's decent amenities and overall tenant quality suggest stable rental demand, making it a sustainable investment. Buy-and-hold Given its undervalued status and robust fair value, this property serves as an appealing buy-and-hold investment that could appreciate over time. The strong local tourism and increasing housing demand in the Algarve enhance the prospect of long-term capital gains from this asset.
Tenant turnover risk The tenant stability score of 68/100 suggests a moderate likelihood of tenant turnover, which may lead to increased vacancy rates and associated costs in the future.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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