This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 2-bathroom house of 104 m², built in 1992, energy rating D. Located on rua Humberto Delgado, 305, Ermesinde parish, Valongo municipality, Porto district. Noteworthy Features: This property includes a heat recovery system in the living room and boasts excellent solar exposure with three fronts, enhancing energy efficiency and natural light.
The valuation. The asking price of €265,000 is significantly above the fair value of €207,205, representing an overvaluation of €57,795 (27.9%). This property is priced higher than justified by current market conditions.
Fair value modelled at €207,205 from 6 comparable sales in the area. Asking €265,000 sits €57,795 (27.9%) above — overpriced versus fair value.
Asking €265,000 versus the rua Humberto Delgado, 305 area baseline of €200,826 (€1,931/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 66/100 is below the parish average, reducing fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €200,826, adjusted for condition and micro-location, gives a modelled fair value of €207,205 (€1,992/m²), a €57,795 (27.9%) gap versus the €265,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Humberto Delgado, 305 | Subject | €265,000 | €2,548 | — | 68 | 66 |
| travessa José Gomes Ferreira, 5 | Active | €420,000 | €2,222 | 12.8% | — | 75 |
| Ermesinde · 4a7f4a | Active | €400,000 | €2,041 | 19.9% | 72 | 71 |
| rua do Loio, 93 | Active | €410,000 | €1,752 | 31.2% | 63 | 72 |
| travessa Norton de Matos | Active | €337,500 | €1,854 | 27.2% | 72 | 65 |
| Median comp | €405,000 | €1,948 | 23.6% | 72 | 72 |
Long-term rental Given the property is priced at €265,000—27.9% above its fair value of €207,205—it may not yield the desired returns for a long-term rental strategy. Despite a gross yield of 5.3%, the overall pricing makes it less attractive in the long run. Family rental While the property could serve as a family rental due to its size and suburban location, the 27.9% gap from fair value suggests it is overpriced at €265,000. This high initial investment may hinder rental profitability and tenant demand. Buy-and-hold Investing in this property under a buy-and-hold strategy appears less favorable due to its substantial overvaluation at €265,000, compared to a fair value of €207,205. The 5.3% yield may benefit from appreciation over time, but the initial purchase price poses significant risk.
Tenant Turnover Risk The tenant stability score of 60/100 indicates a higher likelihood of tenant turnover, which could lead to increased vacancy periods and potential income loss.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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