This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 1-bathroom apartment of 100 m², built in 2005, energy rating D. Located on rua Francisco da Conceição Silva, 3, Lumiar parish, Lisbon municipality, Lisbon district. This property features a community room with a kitchenette, perfect for hosting gatherings, along with concierge services ensuring smooth management of the condominium.
The valuation. The asking price of €520,000 sits below fair value of €564,881, indicating a potential value appreciation of €44,881 (7.9%). The property is assessed as being fairly priced.
Fair value modelled at €564,881 from 6 comparable sales in the area. Asking €520,000 sits €44,881 (7.9%) below — the upside to fair value.
Asking €520,000 versus the rua Francisco da Conceição Silva, 3 area baseline of €524,299 (€5,243/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 79/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €524,299, adjusted for condition and micro-location, gives a modelled fair value of €564,881 (€5,649/m²), a €44,881 (7.9%) gap versus the €520,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Francisco da Conceição Silva, 3 | Subject | €520,000 | €5,200 | — | 81 | 80 |
| largo José João Farinha Júnior, 1 | Active | €399,900 | €4,705 | 9.5% | 70 | 74 |
| rua José Saramago | Active | €395,000 | €4,158 | 20.0% | 55 | 76 |
| estrada do Desvio | Active | €395,000 | €5,643 | 8.5% | 60 | 78 |
| rua Jaime Lopes Dias S / N | Active | €410,000 | €5,775 | 11.1% | 62 | 76 |
| Median comp | €397,450 | €5,174 | 0.5% | 61 | 76 |
Long-term rental The property in Lumiar offers a gross yield of 2.9%, which is relatively low given the current market conditions. Though considered fair at €520,000, potential investors should analyze the long-term rental demand in the area to ensure sustainable returns. Buy-and-hold With a fair value of €564,881, this 2-bed apartment can provide a modest appreciation in a stable market like Lumiar. As it sits in a middle to upper-middle class residential area, the investment may yield a consistent income over time despite the current pricing being right at market value. Family rental Given the apartment's location in a reputable area with an 80/100 neighborhood score, it could attract families looking for stable housing. Being valued fairly at €520,000 allows for the potential to serve as a reliable long-term rental option for families despite the ongoing competitive market dynamics.
Economic downturn potential There is a risk that fluctuations in the economy could impact the tenant stability score of 80/100, possibly leading to increased vacancies or reduced rental income.
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