This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
4-bedroom, 3-bathroom house of 102 m², built in 1997, energy rating C. Located on praceta Tenente Francisco José da Silva, Perafita, Lavra e Santa Cruz do Bispo parish, Matosinhos municipality, Porto district. Noteworthy Features: The villa boasts a custom glass-block staircase and expansive gardens, enhancing both its aesthetic appeal and outdoor living potential, just steps from the beach.
The valuation. The asking price of €550,000 is significantly above the fair value of €418,122, reflecting an overvaluation of €131,878 (31.5%). This discrepancy suggests that the property may not be a prudent financial investment at its current price.
Fair value modelled at €418,122 from 6 comparable sales in the area. Asking €550,000 sits €131,878 (31.5%) above — overpriced versus fair value.
Asking €550,000 versus the praceta Tenente Francisco José da Silva area baseline of €437,017 (€4,284/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 78/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price below the wider parish average — a hyper-local discount distinct from the parish baseline.
Base gap of €437,017, adjusted for condition and micro-location, gives a modelled fair value of €418,122 (€4,099/m²), a €131,878 (31.5%) gap versus the €550,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| praceta Tenente Francisco José da Silva | Subject | €550,000 | €5,392 | — | 78 | 73 |
| rua Padre Manuel Teixeira de Melo | Active | €965,000 | €4,427 | 17.9% | 75 | 66 |
| Perafita, Lavra e Santa Cruz do Bispo · f14d6d | Active | €550,000 | €4,198 | 22.1% | — | 67 |
| Perafita, Lavra e Santa Cruz do Bispo · 190770 | Active | €980,000 | €4,667 | 13.5% | 76 | 64 |
| Labruge · 468145 | Active | €1,500,000 | €3,480 | 35.5% | 85 | 65 |
| Median comp | €972,500 | €4,313 | 20.0% | 76 | 66 |
Long-term rental Despite its suburban location and reasonable neighborhood ratings, this property is overpriced compared to its fair value, which limits potential profitability for a long-term rental strategy. Given the lack of yield at this pricing, the investment carries significant risk without the potential for return. Family rental As a family rental property, the combination of adequate condition and neighborhood ratings cannot compensate for the 31.5% gap from fair value, ultimately leading to an overpriced assessment. This property would require a significant price reduction to become a competitive option for families looking for a rental in the area. Buy-and-hold For a buy-and-hold strategy, the current price of €550,000 far exceeds its fair value, indicating that it is overpriced for long-term investment. The absence of yield and assumption of suburban demographic characteristics further diminish the attractiveness of this holding strategy in this context.
Potential income volatility The combination of an economic stability score of 75 and a tenant stability score of 75 could indicate potential fluctuations in rental income, as both metrics suggest a moderate risk of tenant turnover or economic downturn impacts.
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