This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
2-bedroom, 2-bathroom apartment of 93 m² on the 2nd floor, built in 1986, energy rating A. Located on rua Toca, Quarteira parish, Loulé municipality, Faro district. This apartment features a south-facing balcony providing stunning sea views, and includes a box garage for secure parking, enhancing both lifestyle and investment appeal.
The valuation. The asking price of €659,000 sits slightly below the fair value of €689,572, reflecting a difference of €30,572 (4.4%). This pricing suggests the property is positioned at a reasonable rate in the current market.
Fair value modelled at €689,572 from 6 comparable sales in the area. Asking €659,000 sits €30,572 (4.4%) below — the upside to fair value.
Asking €659,000 versus the rua Toca area baseline of €641,618 (€6,899/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 85/100 is above the parish average, lifting fair value versus a typical-condition unit.
Recent nearby listings price above the wider parish average — a hyper-local premium distinct from the parish baseline.
Base gap of €641,618, adjusted for condition and micro-location, gives a modelled fair value of €689,572 (€7,415/m²), a €30,572 (4.4%) gap versus the €659,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua Toca | Subject | €659,000 | €7,086 | — | 92 | 70 |
| avenida Francisco Sá | Active | €750,000 | €7,353 | 3.8% | 77 | 62 |
| estrada da Fonte Santa | Active | €575,000 | €7,468 | 5.4% | 87 | 73 |
| Quarteira · d74a56 | Active | €1,100,000 | €11,828 | 66.9% | 80 | 75 |
| avenida da Fonte Santa | Active | €575,000 | €7,468 | 5.4% | 85 | 71 |
| Median comp | €662,500 | €7,468 | 5.4% | 83 | 72 |
Short-term vacation rental Investing in short-term vacation rentals in Quarteira could present moderate returns given the property's gross yield of 2.4%, aligning with the area's tourist appeal. However, with a fair value close to the listing price at €659,000, the potential for significant capital appreciation may be limited in the near term. Long-term rental The property offers a stable opportunity for long-term rental, benefiting from the Algarve’s consistent demand from expats and long-term tenants, despite its net yield of 2.4%. The fair value assessment suggests that this is a reasonable investment, but it may not capitalize on extraordinary appreciation potential. Buy-and-hold The buy-and-hold strategy in this location should be executed with caution, as the current listing is fairly valued at €659,000 which may limit immediate profit opportunities. While the Algarve's economic stability supports tenant retention and long-term growth, appreciation prospects appear restrained due to its fair market status.
Economic and Tenant Stability Risk: With both economic and tenant stability scores at 65/100, there is a moderate risk of fluctuating rental income and potential vacancy issues affecting overall returns.
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Comparables, condition and location workings, yield and time-to-sell. Written up and emailed to you.
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